UPI transaction limit per day from GPay, BHIM, PhonePe Paytm; Check Bank-wise Limit

UPI transaction limit per day from GPay, BHIM, PhonePe Paytm; Check Bank-wise Limit

ByShyamu Maurya

January 5, 2024

UPI transaction limit per day from GPay, BHIM, PhonePe Paytm; Check Bank-wise Limit

UPI transfer limit: UPI allows real-time transfers between personnel accounts, banks and merchant accounts through mobile devices. It also facilitates instant bank-to-bank payments, making online payments convenient and easy. It is the most preferred payment system in India.

UPI transfer limit per day

According to NPCI, the daily UPI transaction limit is Rs 1 lakh. However, the limit for payment to educational institutions and health care is Rs 5 lakh. The maximum UPI daily transfer limit can vary from Rs 25,000 to Rs 1 lakh from one bank to another. Some banks have set UPI transfer limits per week or per month instead of per day.

UPI Interchange Fee: Interchange fee is the transaction fee that the customer must pay to the merchant when processing the transaction.

Interchange charges on various services are applicable in the range of 0.5-1.1%. An interchange fee of 0.5% is applicable on fuel payments, 0.7% for post office, telecom, utilities, agriculture and education, 0.9% for supermarket payments and 1% for insurance, mutual funds, government and railways.

Interchange fee of up to 1.1% on UPI transactions above Rs 2,000 done through PPI will be applicable from 2024

UPI Transaction Limit Bank-Wise

UPI transaction limits vary for banks. It can range from Rs 10,000 to Rs 1 lakh. If your bank allows you to transfer Rs 50,000 in more than five transactions per day, you will not be able to make payments more than the transaction amount.

Bank Name	UPI Transaction limit	UPI Transfer Limit (Daily)
Abhyudaya Co-operative Bank	25000	25000
Adarsh Co-op Bank Ltd	50000	50000
Aditya Birla Idea Payments Bank	100000	100000
Airtel Payments Bank	1,00,000	1,00,000
Allahabad Bank	25000	100000
Allahabad UP Gramin Bank	20000	40000
Andhra Bank	100000	100000
Andhra Pradesh Grameena Vikas Bank	25000	100000
Andhra Pragathi Grameena Bank	10000	20000
Apna Sahakari Bank	100000	100000
Assam Gramin VIkash Bank	5000	25000
Axis Bank	100000	100000
Bandhan Bank	100000	100000
Bank Of Baroda	25000	Not set
Bank Of India	10000	100000
Bank of Maharashtra	100000	100000
Baroda Rajasthan Kshetriya Gramin Bank	25000	25000
Baroda Uttar Pradesh Gramin Bank	25000	25000
Bassein Catholic Coop Bank	20000	40000
Bhilwara Urban Co-operative Bank LTD	25000	25000
Canara Bank	10000	25000
Catholic Syrian Bank	100000	100000
Central Bank of India	25000	50000
Chaitanya Godavari Grameena Bank	25000	100000
Chhattisgarh Rajya Gramin Bank	25000	100000
Citibank Retail	100000	100000
City Union Bank	100000	100000
COASTAL LOCAL AREA BANK LTD	50000	1,00,000
Corporation Bank	50000	100000
DBS Digi Bank	100000	100000
DCB Bank	5000	5000
Dena Bank	100000	100000
Dhanlaxmi Bank Ltd	100000	100000
Dombivli Nagari Sahakari Bank	100000	100000
Equitas Small Finance Bank	25000	100000
ESAF Small Finance Bank	100000	100000
Federal Bank	100000	100000
FINO Payments Bank	100000	100000
G P Parsik Bank	100000	100000
HDFC	100000 (RS 5000 for new customer)	100000
Himachal Pradesh Gramin Bank	50,000	50,000
HSBC	100000	100000
Hutatma Sahakari Bank Ltd	100000	No limit
ICICI Bank	10000 (25000 for Google Pay users)	10000 (25000 for Google Pay users)
IDBI Bank	25000	50000
IDFC	100000	100000
India Post Payment Bank	25000	50000
Indian Bank	100000	100000
Indian Overseas Bank	10000	20000
IndusInd Bank	100000	100000
J&K Grameen Bank	20,000	20,000
Jalgaon Janata Sahakari Bank	100000	100000
Jammu & Kashmir Bank	20000	20000
Jana Small Finance Bank	10000	40000
Janata Sahakari Bank Pune	100000	100000
Jio Payments Bank	100000	100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.	25000	200000
Karnataka Bank	100000	200000
Karnataka vikas Gramin Bank	25000	25000
Karur Vysya Bank	100000	100000
Kashi Gomti Samyut Gramin Bank	100000	100000
Kaveri Grameena Bank	25000	25000
Kerala Gramin Bank	20000	20000
Kotak Mahindra Bank	100000	100000
Langpi Dehangi Rural Bank	10000	100000
Madhya Bihar Gramin Bank	25000	100000
Maharashtra Gramin Bank	25000	100000
Maharashtra state co opp Bank	5000	50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)	10000	25000
Manipur Rural Bank	10000	10000
Maratha co opp Bank	100000	100000
Meghalaya Rural Bank	100000	100000
Mizoram Rural Bank	25000	100000
NKGSB CO-Op. Bank Ltd.	20000	40000
Oriental Bank of Commerce	100000	100000
Paschim Banga Gramin Bank	5000	25000
Paytm Payments Bank	100000	100000
Pragathi Krishna Gramin Bank	20000	20000
Prathama Bank	10000	50000
Punjab and Maharashtra Co. bank	100000	100000
Punjab and Sind Bank	10000	10000
Punjab Gramin Bank	10000	25000
Punjab National Bank	25000	50000
Purvanchal Bank	25000	100000
Rajasthan Marudhara Gramin Bank	25000	25000
Rajkot Nagari Sahakari Bank Ltd	100000	100000
Samruddhi Co-op bank ltd	100000	100000
Sarva Haryana Gramin Bank	50,000	1,00,000
Sarva UP Gramin Bank	50000	100000
Saurashtra Gramin Bank	20000	100000
Shree Kadi Nagarik Sahakari Bank Ltd.	100000	100000
South Indian Bank	100000	100000
Standard Chartered	100000	100000
State Bank Of India	100000	100000
Suco Souharda Sahakari bank	100000	100000
Suryoday Small Finance Bank Ltd	100000	100000
Suvarnayug Sahakari Bank ltd	100000	100000
Syndicate Bank	10000	100000
Tamilnadu Mercantile Bank	20000	100000
Telangana Gramin Bank	25000	100000
Telangana State Cooperative Apex Bank	10000	1,00,000
Thane Bharat Sahakari Bank	100000	100000
The Cosmos Co-Operative Bank LTD	10000	50000
The Co-Operative Urban Bank	25000	25000
The Ahmedabad District Co-operative Bank Ltd	10000	25000
The Ahmedabad Mercantile Co-op Bank Ltd	100000	100000
The Andhra Pradesh state cooperative	10000	100000
The Baroda Central Co-operative bank ltd.	15000	100000
The Gujarat State Co-operative Bank Limited	50000	100000
The Hasti Co-operative Bank Ltd	100000	100000
The KalyaCo-opapplya Sahkari Bank	100000	100000
The Lakshmi Vilas Bank Limited	100000	100000
The Mahanagar Co-Op. Bank Ltd	25000	50000
The Malad Sahakari Bank Ltd.	10000	50000
The Mehsana Urban Co-Operative Bank	100000	100000
The Municipal Co-op Bank Ltd.	5000	50000
The Muslim Co-Operative Bank Ltd	100000	100000
The Nainital Bank Ltd	20000	40000
The Ratnakar Bank Limited	25000	25000
The Saraswat Co-Operative Bank	100000	100000
The Surat Peoples Co-Op. Bank Ltd	25000	100000
The Sutex Co-op Bank	100000	100000
The SVC Co-Operative Bank Ltd	10000	20000
The Thane Janta Sahakari Bank Ltd (TJSB)	100000	100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd	100000	100000
The Udaipur Mahila Urban Co-op Bank Ltd	100000	100000
The Urban Cooperative Bank Ltd Dharangaon	20000	25000
The Varachha Co-op Bank Ltd.	20000	40000
The Vijay Cooperative Bank Ltd	20000	200000
The Vishweshwar Sahakari Bank Ltd	100000	100000
Tripura Gramin Bank	10000	10000
UCO Bank	100000	100000
Ujjivan Small Finance Bank Limited	50000	100000
Union Bank of India	100000	200000
United Bank of India	25000	60000
Uttarakhand Gramin Bank	25000	100000
Vananchal Gramin Bank	20000	20000
Vasai Vikas Co-op Bank Ltd	100000	100000
Vijaya Bank	25000	50000
Yes Bank	100000	100000

 

NMC introduces post-doctoral fellowship courses to promote research, clinical skill development

NMC introduces post-doctoral fellowship courses to promote research, clinical skill development

Medical institutions till now were creating and approving these courses at their own level to train doctors.

By: Education Desk

New Delhi | Updated: January 5, 2024 19:40 IST

The post-doctoral fellowship courses will solve many difficulties faced by students to register their degree after passing PG examinations (Express image/ file)

Medical education regulator — National Medical Commission — has for the first time introduced post-doctoral fellowship courses in medical colleges regulated by it to promote research and clinical skill development.

Medical institutions till now were creating and approving these courses at their own level to train doctors.

The regulator recently notified “Post-Graduate Medical Education Regulations, 2023” according to which once a medical college is granted permission to start PG course or seats, the course will be treated as recognised.

This will solve many difficulties faced by students to register their degree after passing postgraduate examinations, Dr Vijay Oza, President of Post-Graduate Medical Education Board of the National Medical Commission (NMC) explained.

As per the new regulations which have replaced the Postgraduate Medical Education (Amendment) Regulations, 2018, the existing NEET-PG examination will continue till the proposed National Exit Test (NExT) becomes operational for the purpose of PG admission.

The new regulations state that all post-graduate students will work as full-time resident doctors and for “reasonable working hours” and will be provided “reasonable time for rest” in a day.

They will be permitted a minimum 20 days of casual leaves per year and five days of academic per year. Subject to exigencies of work, post-graduate students will be allowed one weekly holiday, the new regulations said.

“Earlier there was no written provision of leaves,” Dr Oza said.

“The NMC after considering the comments and suggestions of various stakeholders and detailed in-house discussion unveiled groundbreaking reforms in post-graduate medical education, aimed at fostering quality, ethical practice, and inclusivity within the medical fraternity,” he said.

These reforms encompass various critical aspects of post-graduate medical training and aim to enhance the standards of education and practice nationwide, Dr Oza said.

“The comprehensive reforms outlined in the Post-Graduate Medical Education Regulations, 2023, mark a pivotal moment in ensuring the highest standards of medical education in our country. These regulations underscore our commitment to nurturing a proficient and ethical healthcare workforce,” Dr Yogender Malik, member of the Ethics and Medical Registration Board and head of the media division at NMC, said.

For better implementation of these regulations, there is provision of penalty clause which includes monetary penalty, reduction in number of seats (admission capacity) or complete stoppage of admissions.

Supreme Court rejects plea to remove Tamil Nadu Minister V Senthil Balaji from State Cabinet

Supreme Court rejects plea to remove Tamil Nadu Minister V Senthil Balaji from State Cabinet

A bench of Justices Abhay S Oka and Ujjal Bhuyan remarked that a Governor needs the recommendation of the Chief Minister to dismiss a Minister.

Senthil Balaji and Supreme Court

Abhimanyu Hazarika

Published on :

5 Jan, 2024, 1:35 pm

The Supreme Court on Friday dismissed a plea seeking removal of Tamil Nadu Minister V Senthil Balaji from the State Cabinet [ML Ravi vs Principal Secretary to Governor, Government of Tamil Nadu and ors].

A bench of Justices Abhay S Oka and Ujjal Bhuyan orally remarked that a Governor needs the recommendation of the Chief Minister to dismiss a Minister and cannot act independently on the issue.

It, therefore, refused to interfere with the judgment of the Madras High Court which had rejected the plea to remove the Dravida Munnetra Kazhagam (DMK) minister from the cabinet.

"We have perused the impugned judgment of the High Court and concur with the view taken. No interference is called for under Article 136," the bench stated while dismissing the plea.

Balaji was arrested by the Enforcement Directorate (ED) last year in a money laundering case. He was accused of being involved in a cash for jobs scam during his tenure as Transport Minister in the AIADMK-led Tamil Nadu government between 2011 and 2015. He had later joined the DMK and became a minister in 2021.

In September 2023, the Madras High Court observed that Balaji continuing in the State Cabinet as Minister without portfolio did not "augur well with the principles of Constitutional ethos on goodness, good governance and purity in administration."

The High Court, therefore, "advised" Tamil Nadu Chief Minister MK Stalin to take a decision on whether Balaji should continue to be a State Minister despite his arrest and remand to judicial custody.

The High Court also noted that it would be a matter of debate as to whether the Governor can unilaterally disqualify a person officiating as a minister, if such person has not incurred any disqualification under the Constitution or under any statute.

The High Court, however, did not pass any directions for the removal of Balaji as a minister leading to the instant appeal before the Supreme Court.

The plea filed by lawyer ML Ravi challenged Balaji’s continuance in the Cabinet despite him being in jail.

Chennai to receive heavy rainfall on Sunday, light to moderate rainfall forecast across TN in next few days

Chennai to receive heavy rainfall on Sunday, light to moderate rainfall forecast across TN in next few days

As per the bulletin issued by the weather department, light to moderate rain with thunderstorms and lightning is likely to occur in many places in Tamil Nadu, Puducherry, and Karaikal from January 4 till January 10.

By: Express Web Desk

Chennai | Updated: January 5, 2024 08:10 IST

The weather department has issued a warning for Tamil Nadu and Puducherry coasts on January 6 and January 7. (File photo)

The Regional Meteorological Centre (RMC), Chennai has forecast light to moderate rainfall across Tamil Nadu, Puducherry, and Karaikal for the next few days with heavy rainfall in a few districts including Chennai.

As per the bulletin issued by the weather department, light to moderate rain with thunderstorms and lightning is likely to occur in many places in Tamil Nadu, Puducherry, and Karaikal from January 4 till January 10.

The RMC noted that heavy rainfall is likely to occur at isolated places in Theni, Dindigul, and Nilgiris districts on Thursday and Friday.

On January 6, heavy rain is likely to occur at isolated places in Kanyakumari, Tirunelveli, Tenkasi, Virudhunagar, Pudukkottai, Thanjavur, Tiruvarur, Nagapattinam, and Mayiladuthurai districts and Karaikal area.

Since Thursday, Chennai and its neighbouring districts have been receiving light showers.

The weather department had forecast heavy rainfall at isolated places in Cuddalore, Viluppuram, Chengalpattu, Kancheepuram, Chennai, Ranipet and Tiruvallur districts and Puducherry on January 7 (Sunday).

On January 8, heavy rainfall is likely to occur at isolated places in Tiruvallur.

The weather department has issued a warning for Tamil Nadu and Puducherry coasts on January 6 and January 7, as squally weather with wind speed of 40-45 kmph, gusting up to 55 kmph, is likely to prevail along the Tamil Nadu coast, adjoining Gulf of Mannar and Comorin area. The fishermen have been asked not to venture into the sea during this period.

As per the bulletin issued on Friday morning at 6:45 am, For the next three hours, light rain is likely to occur over Chennai and other neighbouring districts including Chenglapattu, Kancheepuram Ranipet, Tiruvallur, Nilgiris, Coimbatore, Tiruppur, Dindigul, Namakkal, Karur, Tiruchirapalli, Salem, Krishnagiri, Tirupattur, Sivagangai, Mayiladuthurai and Nagapattinam.

From 8:30 pm on Thursday till 5:30 am on Friday, Nungambakkam (Chennai) recorded the maximum rainfall of 18.6 mm followed by Coimbatore with 9 mm and Meenambakkam (Chennai) with 5.3 mm.

Now, all PG medical students in state to get uniform stipend

Now, all PG medical students in state to get uniform stipend

There have been complaints in the past by PG students from private medical colleges that their stipend amount is never at par with the government medical colleges (GMC).

Written by Pallavi Smart

Mumbai | Updated: January 5, 2024 03:22 IST

One of the students said, “In Maharashtra, when a PG student from GMC is getting paid close to Rs 80,000 a month, in private medical colleges this varies from 20,000-50,000. Whereas some do not even pay any stipend to PG students. In Karnataka, where GMCs are paying Rs 40,000 a month, private colleges are paying almost half of it.”

Post-Graduate (PG) students in all medical colleges will now have to be paid stipend at par with the stipend being paid to PG students of state-run medical colleges where the institution is located. This is clarified in a gazette notification issued by the National Medical Council (NMC) on Thursday on Post-Graduate Medical Education Regulations, 2023 (PGMER-23), applicable to medical colleges across India.

While the stipend regulation puts an end to the persisting clash over differences in amount of stipend paid to PG medical students in government and private institutions, the PGMER-23 also brings uniformity in various other aspects of PG medical education imparted in institutions of various types such as weekly off and daily resting period for PG students, paid leaves for casual and academic reasons etc.

There have been complaints in the past by PG students from private medical colleges that their stipend amount is never at par with the government medical colleges (GMC). One of the students said, “In Maharashtra, when a PG student from GMC is getting paid close to Rs 80,000 a month, in private medical colleges this varies from 20,000-50,000. Whereas some do not even pay any stipend to PG students. In Karnataka, where GMCs are paying Rs 40,000 a month, private colleges are paying almost half of it.”

Stating that the uniformity in stipend, clarified in the notification, is a great relief for PG students, especially those studying in private medical colleges, one of the parents, Brijesh Sutaria, said, “Clarity in stipend for PG students across medical colleges was need of the hour. It is important to see that these regulations are implemented and do not remain only on paper.”

As per the notification, all PG medical candidates, irrespective of whether they are studying in government or private institutions, are entitled to 20 days of paid casual leave along with five days of paid-academic leave per year and all PG medical students should be allowed one weekly off.

The notification also states, “All post-graduate students will work as full-time resident doctors. They will work for reasonable working hours and will be provided reasonable time for rest in a day.”

But this according to parents is ambiguous. A parent, Sudha Shenoy, said, “The NMC should define daily-duty for each PG student and duration of rest-period. The word ‘reasonable’ is very subjective. It can be conveniently used by different colleges.” Sutaria pointed out how PG students are generally seen working 72- 96 hours without going home, insisting on the definition of working hours and resting-period.

Adding to this, Shenoy said, “Apart from regulation, the NMC should also have clarified a grievance redressal process, if any student should have complaint. There has to be a system to monitor.”

Some other important points from the PGMER-23 include extension in tenure of district residency programme from two months to three months wherein all PG students pursuing MD/MS in broad specialties in all medical colleges shall undergo a compulsory residential rotation of three months in district hospitals or district health systems.

NEWS TODAY 5.1.2024