“The online interface interacts among banks, ULI and the Vahan system. So, the entire process, including the verification, happens without any human intervention. Once the process is complete, the owner gets an SMS from Vahan informing him/ her about the removal of hypothecation,” said an official. After the owner repays the loan, the bank will send a ‘no objection certificate’. At present, SBI and five NBFCs, including Cholamandalam, Shriram Finance and Sundaram Finance, have started implementing this system. Officials said more banks and financial institutions will be onboarded in phases.
Wednesday, March 4, 2026
In relief to car owners, hypothecation removal now to be fully online
“The online interface interacts among banks, ULI and the Vahan system. So, the entire process, including the verification, happens without any human intervention. Once the process is complete, the owner gets an SMS from Vahan informing him/ her about the removal of hypothecation,” said an official. After the owner repays the loan, the bank will send a ‘no objection certificate’. At present, SBI and five NBFCs, including Cholamandalam, Shriram Finance and Sundaram Finance, have started implementing this system. Officials said more banks and financial institutions will be onboarded in phases.
Monday, February 16, 2026
Internet Is Getting Remade For AI. What Does It Mean For You?
Internet Is Getting Remade For AI. What Does It Mean For You?
Chandrima.Banerjee@timesofindia.com 16.02.2026
Less than half the people on the internet are “people” — only about 44% of online traffic came from humans in 2025 — but even within the traffic driven by relentless bots “using” the internet, a small but significant share of 4% belongs to AI bots. If that share keeps growing (and it’s really likely that it will because of how much AI companies are pouring into agentic AI), most websites will eventually be built for AI and not us. Not in the conspiracy-heavy “dead internet theory” way but in the codeand-structures-tech-and-science way.
THE WEB IS NOT BUILT TO MAKE THINGS EASY FOR AI … YET
When an AI browser was launched a while ago, I was testing the agentic mode (in which AI takes over your browser to “do” all the work). I wanted it to find available slots for driving licence renewal. But when I checked back after a few minutes, I found that the agent was stuck. The page had a huge popup covering nearly the entire window, and the AI didn’t know what it was supposed to do. The buttons and menus it needed to access were behind the popup — but how would it get to them? To us, it seems easy enough. Shut the popup, and move on. But behind the scenes, a click is a series of tiny tasks — hover, pointer move, mouse down, mouse up, the click itself. Websites can react to any of these steps, or only if these steps happen in the right order.
An AI agent has to do all that, in the correct sequence, and with the right timing. If the page happens to shift mid-click — like when a popup appears — the click can miss or just do nothing. Also, for AI, the decision to close the popup or interact with it has to be based on some kind of logic. Does it know what’s behind the popup? What if engaging with the popup is an important step? What if the popup is the next step? This kind of logic is easier for AI to navigate if the website has an API that AI agents can use. (An API, Application Programming Interface, is a set of rules and definitions that software components use to talk to each other.)
When an AI agent uses an API to get your work done, it doesn’t have to bypass all the garrulous persuasion that populates most websites today. Instead of navigating pages built with visual and contextual cues meant for human eyes, it can ask the site directly what it needs — like “show me the available slots” — and get back a clean, structured answer on which it can act for you. A survey of developers in 2025 found that 24% are already designing APIs for AI agents. But every API is different, with its own little quirks. And an AI agent can’t possibly learn every one of them. So, Anthropic came up with Model Context Protocol, an open protocol for AI agents to coordinate their conversations with services and sites and apps. It’s now the frontrunner for becoming the “USB-C port for AI applications” .
WHAT HAPPENS WHEN AI IS THE AUDIENCE? Deloitte estimates that AI platforms drive 6.5% of organic traffic already, and it’s expected to go up to 14.5% within a year. As this happens, AI will be “prioritizing semantic richness over keywords, author expertise over backlinks, and being cited in AI responses over page views.” In plain words, there’ll be less room for froth. More and more “research” already happens inside AI summaries and chats, and they don’t lead to clicks. Also, as Parag Agrawal, former Twitter CEO and now the founder of AI startup Parallel Web Systems, told The Economist , the web was built for humans to read at human speed — “agents face no such limits”. Which means that, over time, we will need more useful information online, certainly not less. But the way things stand now, there is a mismatch between what AI takes and what it gives back to those putting out that information. Over the past year, for every visit OpenAI sent to a website, its bots crawled about 1,100 pages. For Anthropic, the ratio was one visit for about 53,500 webpages crawled. If users don’t click on pages, the goal for anyone with a website becomes being cited, summarised, or used as a canonical source. And money will be made from each crawl instead of each view. Cloudflare has already begun a pay-per-crawl marketplace that lets site owners allow, block, or charge AI crawlers per request. So, more information-dense sites survive. Which, in a roundabout way, might just restore the internet to what it was supposed to be — a place with actual answers. The ‘click’ is fading away
About 60% of searches end without the person ever reaching a destination site — they simply get their answers on the search page without a click, research by the consulting firm Bain & Company found. But searches at least provide a list of pages that might have the answer. AI would whittle it down even more. Bain’s survey also found that about 80% of search users rely on AI summaries at least 40% of the time. And a Pew Research Center analysis found that only 1% of users who came across AI summaries clicked on the links inside AI summaries.
Friday, December 19, 2025
Google launches Credit Card with Axis Bank —
GOOGLE LANCHES CREDIT CARDS IN INDIA
Tuesday, October 21, 2025
Stop saying ‘Summarise this’ to OpenAI's ChatGPT, expert explains 7 smarter prompts instead
Monday, October 6, 2025
Understand how to work with AI tools, not compete with them
Saturday, October 4, 2025
WhatsApp Beta: New features enhance calls and scheduling; call hub, quick access, business verification and more

Wednesday, October 1, 2025
WhatsApp adds cool new features as Arattai app hits record downloads in India:
Monday, September 29, 2025
E-office goes offline: Are ministers in love with pen and paper in MP?
When the Congress government took office, it expanded the e-office system to the district level and set deadlines, but the administration changed again within 18 months, followed by the disruption of the Covid-19 pandemic. In November 2021, new security guidelines were issued for e-office usage, emphasizing data safety, e-signatures, and limiting physical copies to confidential documents only. However, interest in the system faded once more. The project was relaunched in January 2025 and is now active across the Secretariat and field offices. Yet ministers continue to prefer paper files. “Files in the e-office cannot be held back indefinitely. The e-office system shows when and at which level a file is stuck”, said a senior GAD official.
Friday, September 26, 2025
Social media abuzz with glitches in Chennai One Issues Include Screen Bugs, Untrained Conductors
Southern Railway on Thursday in an X post announced that they were adding AC EMU booking options soon. Cumta member-secretary I Jeyakumar said their team has been rectifying all the glitches instantly. “Season passes for MTC and railways have been the major demand. These will be rolled out,” he said
Tuesday, September 23, 2025
Stalin launches Chennai One app to bring seamless commute experience
Monday, September 8, 2025
Technology amplifies teacher’s impact, but cannot replace human connection
With the exponential growth of technology, especially internet access and digital learning resources, teachers today are moving towards becoming facilitators of learning, guiding students in navigating information, critically analysing content, and applying knowledge through a practical lens. The Covid-19 pandemic accelerated this trend, inducing a transition to online and hybrid learning models. Teachers showcased their resilience, mastering video conferencing platforms and maintaining student interaction remotely. Despite their adaptability, Indian educators today face several challenges, including uneven access to technology, lack of adequate training, lower pay packages and resource constraints. Institutional Support The truth is that teachers, like their students, must become lifelong learners in the digitised era.
Tuesday, August 12, 2025
Man consults ChatGPT for diet advice, three months later diagnosed with bromide intoxication: Know what it is and how serious it can get
Sunday, July 13, 2025
Is AI going to be the future of web browsing?
But things are perhaps about to change a bit, as a new kind of browser is appearing on the horizon. The ones powered by generative artificial intelligence or GenAI, the tech driving popular chatbots like ChatGPT and Gemini. Dia from New York-based startup the Browser Company illuminates how a web browser can do much more than load websites –– in seconds, Dia can provide a written recap of a 20-minute video without you having to watch its entirety. While scanning a breaking news article, the browser generates a list of other relevant articles for a deeper understanding. Like other web browsers, Dia is an app you open to load webpages.
Sunday, July 6, 2025
Google Maps lands group of five in stream
Thursday, July 3, 2025
Human calculator: 13-year-old prodigy from Vadodara rules numbers game
In Dec last year, he competed in an international mental maths championship in New Delhi, featuring 6,000 students from more than 30 countries — where he secured the second runner-up position. Back home, the young prodigy continues to set new challenges for himself. In one recent feat, he multiplied a 50digit random number by a single digit in under two and a half minutes — all in his head
Sunday, June 22, 2025
160 கோடி சமூக வலைதள கணக்குகளின் தகவல்கள் கசிவு:
Wednesday, June 11, 2025
Govt sets minimun temp for airconditioners at 20°C
Man gets 7-yr jail for holding two govt jobs Continued To Draw Pay From Health, Edu Depts
Man gets 7-yr jail for holding two govt jobs Continued To Draw Pay From Health, Edu Depts TIMES NEWS NETWORK 11.03.2022 Lucknow : A local c...
-
Chennai lockdown news: Today's updates from your city TIMESOFINDIA.COM | Apr 3, 2020, 07.59 AM IST Amid prevalent chaos an...
-
கொடிகட்டிப் பறந்த எம்.ஜி.ஆர் நூற்றாண்டில் கொடிக்கும் சின்னத்துக்கும் சிதறும் அதிமுக By -திருமலை சோமு | ...
-
ஃபிரிட்ஜில் வைக்கக்கூடாத 28 பழங்கள், காய்கறிகள், உணவுகள்! நமது நிருபர் நோய்கள் அத்தனைக்கும் ஒரே ஒரு காரணம்தான் இருக்க முடியும்... தவறான வா...








