FCRA law could dry up money for less popular causes, shut small NGOs down

FOR THE RECORD

FCRA law could dry up money for less popular causes, shut small NGOs down

There are fears that the new FCRA amendments that seek to restrict international funding for non-profit organisations will stifle the voluntary sector. In an interview with Himanshi Dhawan, Ingrid Srinath, director of Ashoka University’s Centre for Social Impact and Philanthropy, discusses the new law and how it will negatively impact the image of the non-profit sector

How do the new FCRA amendments impact Indian NGOs?

The most significant impact is it will further reduce funding for NGOs at a time when demand for the services they provide is at a historic high due to the continuing effects of Covid-19 and consequent disruptions to education, healthcare, livelihoods, and the economy overall. It will hinder collaboration among NGOs and philanthropists which has been the most promising development of recent times. These collaborations address issues ranging from climate change to migrant workers to funding research and innovations in healthcare. They have made it possible to achieve greater scale, more rapidly, at greater levels of efficiency and effectiveness, optimising scarce resources. The amendments do not allow re-grants that are critical to smaller, less well-known NGOs who do not have the wherewithal to access international funding. Intermediary organisations have been able to bridge that gap with about Rs 1,800 crore being re-granted to 4,107 NGOs in 2018-19.

Intermediary organisations are also hugely important to the Indian diaspora who depend on them to identify NGOs in India that they can support and to report on their impact. Historically, donors in India have had a strong preference for causes like education, health, disaster relief and, more recently, livelihoods. Causes that are less popular with Indian donors — human rights, environmental justice, support to marginalised groups including Dalits, tribal communities, LGBT issues and work in research, advocacy, the defence of democratic freedoms and strengthening civil society will all be adversely affected if international donors are deterred from funding NGOs in India. Most significantly, the amendments further negative perceptions of the non-profit sector as somehow being less trustworthy and accountable without providing any evidence of such malfeasance.

But provisions like restricting administrative costs to 20% or making public servants ineligible to receive foreign funds can be seen as measures to ensure accountability and prevent misappropriation of funds. How does this hamper developmental work?

NGOs which provide services like nutrition, education, healthcare would likely have no difficulty complying with the 20% ceiling on administrative costs since the bulk of their expenses are on material, programme staff and logistics. Those that are think tanks or providers of training or legal and financial advice to nonprofits, on the other hand, have costs that are largely personnel and travel. These would be rendered unviable by the cap on administrative expenses. For all NGOs, the ceiling would make it much harder to invest in technology, training and fundraising, for instance, weakening their long term sustainability.

Moreover, it’s not clear what the government’s role is in determining how donors or NGOs invest their funds. There is no equivalent legislation for Foreign Direct Investors constraining their freedom to spend their money as they deem fit.

Why should NGOs be so dependent on foreign funding? Indian companies have CSR budgets and there could be a further effort to encourage philanthropy within the country.

FCRA funds account for less than a quarter of total estimated private funding to the nonprofit sector (Rs 70,000 crore) in India. CSR provides a similar amount. Over half is believed to come from Indian foundations and individuals. Most Indian funders, however, prefer causes like education, health and disaster relief. And CSR funders, in particular, seek more short-term, easy to measure programmes to support in order to meet the annual reporting requirement and the preferences of their employees and leadership teams. Very few are prone to support rights based advocacy, research, capacity building and convening work. Many Indian donors may be fearful of consequences if they extend support to organisations that are perceived to be unfriendly to authorities. They may also wish to gain access to, or favourable consideration by, those in power. International donors are more likely to support some of these less popular causes and organisations, without fear or favour, making them indispensable to the civil society ecosystem.

It’s also important to note that the right to access resources, domestic and foreign, is protected under international law. The International Commission of Jurists has pointed out that the amendments are unconstitutional.

What is the way forward in funding new development projects?

If it proves impossible to repeal these amendments, many donors will either cope with greater transaction loads and costs if they wish to continue supporting programmes in India or move their support to friendlier countries. It may also be feasible for some NGOs to reconfigure their operations to become private sector entities. One may hope that Indian philanthropists, businesses and individual citizens step up their support despite the difficult economic conditions. It seems, however, that many, especially smaller grassroots organisations, will have to shut down or downsize, leaving large numbers of our fellow citizens to fend for themselves as best they can.

The views expressed are Srinath’s and do not reflect those of her employer

Dalit rape: Why the road to justice is so rocky

Dalit rape: Why the road to justice is so rocky

From trouble with registering FIRs and hostile panchayats to long court delays, Dalit women face several obstacles. Sunday Times does a reality check

Ketaki.Desai@timesgroup.com

04.10.2020

In January, a 14-year-old girl in Kurukshetra, Haryana discovered she was five months pregnant. She had been raped for the last one year by a group of dominant caste men. While the POCSO Act which deals with sexual offences against children guarantees her rehabilitation provisions, she was not given any counselling or a safe place to stay. “She couldn’t have stayed in the village because she was pregnant and it was unsafe,” says Manisha Mashaal from Swabhiman Society, an organisation of Dalit women that helps rape victims and survivors in North India, mostly Haryana. “They kept her for three months in the hospital against her will in a room that was the size of a toilet and she was given no personal security.” The case is still ongoing in court. Mashaal, who has been doing this work for 15 years, says she’s worked on almost 300 cases. Of those, justice was served in maybe 10. Yet, each of those 10 families had to move away from their village as it was no longer safe.

As the family of the 20-year-old Dalit woman in Hathras who was allegedly gangraped, brutalised and killed were told in a video doing the rounds, “The media will leave. Only we will be here with you.” This threat is just one of the reasons why activists like Riya Singh, part of the core leadership of collective Dalit Women Fight, say NCRB figures about assaults on Scheduled Caste women and minors — 3,366 in 2019 — are just the tip of the iceberg. Survivors and families of victims face roadblocks in every step of the process to get justice.

HURDLE 1: FILING AN FIR

“In 99% cases, the police hand over an acknowledgement of a non cognisable offence instead of a FIR under the Scheduled Caste and Scheduled Tribe (Prevention of Atrocities) Act. External pressure is needed in each case at the level of filing a FIR, then again more pressure to get the FIR done under the accurate sections of the PoA act and not the just IPC,” says Singh, whose collective provides legal aid and counselling for survivors.

HURDLE 2: THE VILLAGE NEXUS

Mashaal, whose organisation Swabhiman Society comprises 100-odd young Dalit women, many of them rape survivors, says obedience to the existing caste nexus in the village is a big problem. “Khap panchayats play the role of local supreme courts. When someone tries to file an FIR, upper caste people reach the police station at the same time. The woman’s testimony is often changed while being written down and there is pressure on them to compromise. Victims are often at the receiving end of casteist slurs by police officers too,” the 31-year-old says.

She remembers a 2012 case where a 15-year-old girl was gangraped by 12 people. “Her father was forcibly shown a video of her rape and he later killed himself. She was tortured in court, was constantly told the accused were “bechaare” and was she sure she wanted to pursue this.” The girl, now a college student who lives at their shelter, has forgotten the first 15 years of her life because of the trauma she went through.

HURDLE 3: FILED UNDER WRONG ACT

Rahul Singh, director of the National Dalit Movement for Justice (NDMJ) confirms the struggle with getting FIRs lodged, especially under the PoA act. “Either they don’t invoke the whole act or they won’t invoke the correct sections. The problem with this is if the trial reaches court and it isn’t under the PoA act, then victims won’t get the full benefit,” he says. The act outlines that these cases are meant to go to exclusive special courts and the survivor or their family are entitled to compensation and travel allowances. The investigation is also meant to be completed within 60 days.

HURDLE 4: COMPENSATION DELAYS

Compensation, Riya Singh adds, is a problem they face. “According to the provision, the first installment of the compensation should be provided right after the FIR is registered and the second on filing of the chargesheet and the last installment on conviction. In majority cases, we are able to get only the first installment. That too after hundreds of follow up calls and door knocking,” she says.

HURDLE 5: MISSING LEGAL AID

Cases are also piling up in courts with the pendency rate of cases under the SC/ST Act at 94%. “Even though the atrocities have gone up from 2018 to 2019, the number of exclusive special courts have reduced. In 2016, there were 195 but there were 157 in 2018,” Rahul Singh of NDMJ adds. The NDMJ provides legal aid and connects survivors with special public prosecutors, who are guaranteed according to the PoA act but rarely provided.

Mashaal says she has seen many cases where court-appointed lawyers don’t tell survivors their court dates, and others where the survivor has no idea who her lawyer even is.

Despite the hashtags and outrage over the Hathras case, sexual violence against Dalit women is hardly a new phenomenon. Kalpana Sharma, journalist and author of The Silence and The Storm, an examination of violence against women in India, points out that women have been the collateral damage in feuds between men forever, but this is particularly the case with Dalit and Adivasi women. “The 2006 murder of Priyanka and her mother Surekha Bhotmange is the perfect illustration of this. It was a dispute between men of the higher caste and Priyanka’s own family and their struggle to come out of their poverty. Women were used to show other Dalits that this is what will happen if you lose your ‘aukaat’,” says Sharma. A 1999 Human Rights Watch report documented the use of sexual abuse against Dalit women “as tools by landlords and the police to inflict political “lessons” and crush dissent and labour movements within Dalit communities.”

There seems to be a narrative that positions the caste identity of survivors as purely incidental, yet this is clearly false and myopic. NDMJ’s Singh says, “If you go to villages, everyone knows each other and each other’s castes. The homes of Dalits, Adivasis and dominant castes are separate.” Sharma says of the Hathras case, “It happened because she was Dalit, no question.”

While the Hathras case shares outrage and protests with Nirbhaya, there is a stark difference in the administrative response as well as its possible impact. The response to the Nirbhaya case led to legislative reform, but will the same happen here? After all, if we are unwilling to recognise the problem as what it is, how can work towards solving it? Activists say the first step is just implementing the laws that already exist. Riya Singh says, “Strict adherence to the procedures laid under the PoA act is important. Instead of showing so much outrage, the upper caste folks should sensitise their communities and build a positive public discourse on affirmative policies like reservation that assures our fair representation within systems and right away withdraw their biases towards the PoA act.”

Govt fails to complete probe in 35 yrs, official retires & dies

KIN DENIED PENSION

Govt fails to complete probe in 35 yrs, official retires & dies

Ankur.Sirothia@timesgroup.com

Bhopal:  04.10.2020

In a classic case of administrative negligence, the state government failed to complete a departmental inquiry against a senior officer of the rank of superintending engineer for 35 years, who retired in 1991and later died in 2019. He died with getting his full pension benefits and after his death too, the family is denied of it.

The official got a partial pension for 28 years after his retirement till he died last year. Now, his wife is dependent on his interim pension.

As per rule, any inquiry against a person is closed once he is no more. When the deceased official’s son-in-law contacted the public works department where the official was posted, to learn about the status of inquiry, it came to light that there was no progress.

Surprisingly, the department could not even locate the inquiry file. The matter was taken up with the senior officials in secretariat who assured the family an early solution.

Gajendra Nath Chhokar retired as superintending engineer of the public works department in 1991 and he died in August last year. Chhokar’s wife, Santosh Chhokar, 75, is getting a partial pension due to the inquiry that has remained incomplete for 35 years.

Chhokar’s son in-law, Dr Rajiv Dang, who is a practicing physician settled in Indore, is pursuing the matter after his father-in-law’s death. After running from pillar to post for the past one year and making several visits to the state capital, he has been told that matter would be resolved soon. “I hope the issue gets addressed soon”, he told TOI.

It came to light that the head of department, public works department at Arera Hills wrote at least 15 letters to the PWD department in the secretariat, but it could not help in solving the matter.

PWD deputy secretary Niyaz Ahmed Khan said the issue has been brought into the notice of the government and it would be resolved soon.

The family of the deceased official pointed that the government must take up such issues seriously so that dependents of the ones, who served the government for long, should not suffer due to negligence of government machinery.

GU may hold external students’ exams online

GU may hold external students’ exams online

TIMES NEWS NETWORK

Ahmedabad:  04.10.2020

Gujarat University (GU) is weighing the option of conducting online exam for external students who are in their intermediate semesters. This was discussed at the varsity’s academic and syndicate meet on Saturday.

“While everyone agreed to assess the academic performance of students by laying 50% weightage on assignments, for the remaining half whether to conduct online exam or assess by performance in the previous semester is something that has to be finalized,” said a GU official.

“A final decision on this is expected to be announced soon. Further, it was decided at the meet to terminate the chemistry professor involved in a sexual harassment case after taking a proper legal opinion,” the official said.

The GU has already conducted exams for the final year students. But it is still to decide about the external students who are in their first or second year of undergraduate courses.

The varsity has conducted offline round of exams for regular students in arts, commerce and science, and law students in two phases, one of which began from September 3 and the other from September 12.

The varsity has, following the University Grants Commission’s guidelines, exempted regular students who are in their intermediate semesters from taking college exams. They have been assessed based on their internal marks and previous semester performances.

Vidyapith looking for new VC

Vidyapith looking for new VC

TIMES NEWS NETWORK

Ahmedabad:  04.10.2020

The World’s only university set up by Mahatma Gandhi is now in search for a new vice-chancellor with the term of the current vice-chancellor, Anamik Shah, coming to an end in December.

For the first time, the call for applications, for the coveted post, has most of qualifying conditions set, according to the University Grants Commission (UGC). A threemember search committee, which includes members like Arvind Desai and professor Indira Hirve has been appointed. The Vidyapith officials were tight-lipped about the chancellor Ela Bhatt’s recommendation for the third member of selection committee.

Shah may not get the third extension as per the UGC norms. Bapu was the first chancellor (kulpati) of the Vidyapith and he had held the office between 1920 and 1948.

This time because of the university has adopted UGC qualifying conditions, the race for the post will be narrower. The vice-chancellor should have both academic and administrative experience, should have been on the faculty or board of studies and should have been a member of an academic council or part of professional bodies.

“The candidate, according to the UGC criteria, should also be involved in academic action and research programmes, should have international academic exposure, should have publications in academic journals of international repute and authored books, and even published articles in popular magazines over the past five years, and should also have consulting experience apart from having read books on Gandhi,” says a senior official at the Gujarat Vidyapith.

A house within the premises of Gujarat Vidyapith

Rahul, Priyanka meet Hathras family

Rahul, Priyanka meet Hathras family

We Will Stand By You, No One Can Silence Us, Says Rahul After Interaction

Anuja.Jaiswal@timesgroup.com

Hathras: 04.10.2020

On their second attempt, after a standoff with cops along the state border, Congress general secretary Priyanka Gandhi and her brother Rahul Gandhi were finally allowed to pass and meet the Hathras girl’s family on Saturday evening.

“I am a mother, I know your pain. I have nothing else to say,” Priyanka told the mother of the 19-year-old who had been allegedly gang-raped by four upper caste men in her village a fortnight before she died in a Delhi hospital. The mother broke down. Then, the doors were shut as Priyanka, Rahul and three other Congress members spoke to the family for about an hour. After stepping out, Congress MP Rahul said, “If anyone thinks they can stop us from standing for justice and truth, they are wrong. We will stand by you, no one can silence us.”

The last time they had attempted to visit the family, on Thursday, they had been detained, released and later booked for breach of Covid control measures. On Saturday, when news reached the village that the two had been allowed to cross the Delhi-UP border after police lathicharged Congress workers who had gathered on the DND Flyway, there was a flurry of activity in Hathras. Instructions were shot across to control the crowds expected.

In Mathura, where the Congress representatives had taken a break on their way to Hathras, Priyanka told the media, “I don’t understand why the government is not supporting the family. It is their duty … I have spoken to her father over the phone. I feel his pain.” When they reached Hathras, however, it was only a small group that was allowed up to the girl’s house.

When they left, the girl’s brother told the media that they had spoken about the behaviour of the local administration. “We told them about the attitude of the DM,” he said, referring to a thinly veiled “threat” reminding the family that the media would leave at some point in a video that went viral. After that, the SIT probing the case visited the family to record the statement of the victim’s father.

Samajwadi Party, meanwhile, said it will also make a second attempt to meet the family — the first had been cut short on Thursday — with party chief Akhilesh Yadav expected to visit on Sunday. RLD vice-president Jayant Chaudhary has planned to do the same.

Workers aligned with the upper caste community to which the accused belong, meanwhile, staged a counterprotest near the point of entry to the village. They complained they were not being allowed to meet the families of the accused. “A panchayat was held in favour of the four accused who are in police custody,” a worker said. “We demand an unbiased probe.”

Rahul and Priyanka with the victim’s family in Hathras on Saturday

Varsity Admissions Start, But How To Handle Hostels? Nobody Is Sure

Varsity Admissions Start, But How To Handle Hostels? Nobody Is Sure

Won’t Open Now, Rules May Change

Mohammad Ibrar & Shradha Chettri TNN

New Delhi:  04.10.2020

As universities brace for admission season, what happens to hostels is a question of concern. In Delhi University, hostel admission will not take place alongside college admissions this year. Many college principals don’t see the hostels opening before January next year, but they are certain about having to restrict facilities to meet Covid-19 norms.

Poonam Verma, principal of Shaheed Sukhdev College of Business Studies, which has hostels for both male and female students, described the reopening of hostels as a “challenge”. She said, “Till the time classes continue online, we will not provide hostel facilities. But once the hostels have to open, we may consider converting the triplesharing rooms to two seaters. It will not be possible to give a single room to all students.”

Hindu College principal Anju Srivastava hoped for guidance on reopening hostels from the university authorities. The first disinfection effort will be hampered because of the belongings left behind by the earlier hostellers who had to exit in haste, she said. “For the health and safety of students, we will have to reduce the intake, but increasing hostel fees might not be feasible because of the financial hardship faced by many students,” Srivastava added.

Despite Srivastava’s observation, many believe that the Covid restrictions, especially the reduction in the number of students who can stay in hostels, will lead to an increase in hostel fees. Some college hostels run on self-financing mode and do not receive funds from UGC.

One of those who portends a hike in fees is Venkat Kumar, principal of Sri Venkateswara College, which offers boarding facility for 75 boys and 75 girls. “It is clear that the number of students admitted to hostels will come down. But the full expenses have to be recouped because we have to pay the staff on contract working in the hostel,” he argued.

Many principals are already working out modalities for the reopening of hostels. SGTB Khalsa College has 49 rooms that can accommodate 147 women students, with three sharing each room. Principal Jaswinder Singh said, “Though our hostel rooms are spacious, we may only put two girls in one room. We know the hostel won’t open before January, but we have already identified four rooms to keep inmates in isolation should they exhibit Covid symptoms.”

Shri Ram College of Commerce, which has both men’s and women’s hostels, will receive feedback from students through Google forms. “We want to know whether they want the college to reopen with or without hostel facility,” said principal Simrit Kaur.

Jamia Millia Islamia’s precedent could be followed by DU hostels. It accommodated BDS and physiotherapy students from outside Delhi in the AM Khwaja Hostel, after advising them to reach the hostel six in advance of the exams so they could remain in isolation for the mandated period. “Bona-fide hostel residents were required to carry a recent Covid-negative certificate, and on arrival they underwent the usual checks plus had their baggage disinfected,” revealed Ahmed Azeem, Jamia PRO. "They aren't allowed to leave the hostel except for their exams.”

DU also has a model, having already opened its hostels for research scholars. A 14-day quarantine was made mandatory and hostellers were also asked to limit their time outside of their rooms. The university also asked hostels with fewer residents not to run the messes, but to arrange food from nearby hostels.

Dr KVT, veteran medical trainer, dies of Covid at 92

Dr KVT, veteran medical trainer, dies of Covid at 92

TIMES NEWS NETWORK

Chennai:  04.10.2020

Veteran physician and teacher Dr K V Thiruvengadam, 92, who was hospitalized with Covid-19, passed away on Saturday, two weeks after his wife Dr Malathi died of the infection. The doctor helped establish the first allergy clinic in a government hospital and played a key role in streamlining medical programmes in Madras Medical College.

Known as ‘Prof Dr KVT’ among his students and peers, Dr Thiruvengadam was revered for his dedication in serving the poor while also passing on his knowledge on the nuances involved in clinical diagnosis to his students. KVT, who graduated from Stanley Medical College in 1950, began his medical service at the hospital and later transferred to Madras Medical College where he served as the director of general medicine between 1976 and 1984 before he retired. Many doctors who have carved a name for themselves in the field of medicine were his students.

Diabetologist Dr V Mohan called KVT the ‘teacher of teachers’ who taught his students the art of clinical medicine. “He was an out-and-out clinician. For him, it is a cardinal sin if you don’t examine a patient properly. How to feel, how to palpate, how to observe right from the time a person walks in, the amount of time he would take to examine from the head to the legs, he taught us that art,” he said. “Though primarily his interest was chest disease, he was an all rounder and a walking encyclopedia, there’s nothing he did not know.”

Dr C Rajendran, retired director and professor of medicine, Madras Medical College, recalled how he groomed his students as good clinicians when there were no advanced investigational tools and also inspired them to follow a methodical patient-centric approach. “Those days, we had only a stethoscope, ECG, x-ray and blood test and with that we learnt from him how to make rare diagnosis as well as common diagnosis, which we otherwise could miss. He was teaching till his last day at work,” he recalled.

Dr M Arulpitchai Narayanan, chairman of Arma Medical Foundation, recalled his free classes, always a full house, in the Railway Hospital auditorium for nearly 25 years after his retirement. “The class would have around 150 students, who would attend just to listen to him. He would explain exactly what you see in the textbook and also what happened in John Hopkins in Washington or in Harvard yesterday. He was upto-date with the latest in the field. He was a role model for a doctor and would always talk about the health of people below the poverty line,” he said.

According to Dr H V Hande, he would only take patients referred to him by other doctors at his clinic, where he practised till March before he had to close due to the lockdown. “When we refer patients, he would send back a long letter explaining what the disease is and what should be done. He could spot the disease with precision and with minimum inexpensive diagnostic tools,” said Hande.

KVT received many accolades for his contribution to the field including the Padma Shri in 1981. “He was not only a great teacher and a doctor, but also a loving husband and a father. He was admitted on September 20, a few hours after his wife. His wife passed away four days later, and he didn’t even know. He was initially responding well to treatment, but passed away on Saturday morning,” physician Dr Rawlin Augustine said. KVT is survived by three children.

‘TEACHER OF TEACHERS’: KVT began his medical service at Stanley Medical College, his alma mater

Petition against hospital for overcharging

Petition against hospital for overcharging

TIMES NEWS NETWORK

Chennai:04.10.2020

A resident has moved the Madras high court alleging that MGM hospital is charging exorbitant fees much higher than the rates fixed by the government for Covid-19 treatment.

K Ganesh, who lost his father to the viral infection, wanted the court to direct the authorities to consider his representation made against the hospital and take appropriate action against the hospital management.

According to the petitioner, his father was hospitalised for eight days for Covid-19 treatment in MGM hospital for which the hospital charged Rs 7 lakhs.

He alleged that even after his father’s demise he was asked to settle remaining bills to the tune of Ra 2.44 lakhs.

Therefore, the petitioner wanted the court to direct the authorities concerned to consider his complaint against the hospital dated September 11 and take appropriate action against the hospital management for not following government order dated June 6 in connection with Covid-19 treatment fee.

This apart, Ganesh also wanted the court to direct the hospital to refund the excess amount collected from him in violation of the government order.

The plea filed as a PIL is likely to be taken up for hearing in the second week of October.

India becomes third country to cross 1 lakh Covid deaths

India becomes third country to cross 1 lakh Covid deaths

CFR Lower Than Most But Festive Season A Worry

TIMES NEWS NETWORK

03.10.2020

India has become the third country in the world after the US and Brazil to record 1 lakh deaths due to Covid-19. On Friday, nearly 1,076 fresh fatalities took the nationwide toll to over 1,00,800.

The toll in the US is more than double that of India at over 2.1 lakh while Brazil, with far fewer cases, has recorded over 1.4 lakh deaths. However, in the past two months, India has reported the highest number of fatalities in the world, with nearly 63% of all deaths in the country coming during this period.

India reported 33,255 Covid-19 deaths in September, at a daily average of more than 1,100. While the toll has been mounting, India is still far below the world’s worst-hit countries in terms of deaths per lakh population and case fatality rates (CFRs). At 7.5 deaths per lakh population, India is in the 18th position among the 20 worst-hit countries. India’s CFR, at 1.6, compares well with most countries, notably the US (2.8), Brazil (3), Mexico (10.4), the UK (9.2) and even Pakistan (2.1). What will worry health authorities is the upcoming festive season, especially since active cases still remain high at 9.5 lakh.

80K+ fresh cases for 4th day, active cases dip to 9.5L

Other countries in India’s neighbourhood have better case fatality rates than India — Bangladesh

(1.4), Nepal (0.6) and Sri Lanka (0.4). In balance, while India has the second highest Covid caseload in the world after the US, infections have been staggered over several months. This, and the fact that cases started rising late in India, seems to have kept mortalities relatively low so far.

On Friday, India recorded over 80,000 fresh cases for the fourth day running. However, the day’s case count, at 80,446, was below the numbers reported over the last two days, as per data collated by TOI from state governments.

India’s total Covid-19 caseload stood at 64,71,244. Active dropped marginally on Friday to a little over 9.5 lakh after rising over the past two days.

The pandemic continued to rage in Kerala, which reported 9,258 fresh cases on Friday. This is the first time the daily tally has topped 9,000 in the state. Maharashtra continued to add fewer than 20,000 cases for the sixth day in a row, but on Friday, it reported an increase in fatalities. A total of 15,591 new cases were reported, taking the total to 14,16,513 in the state, and with 424 fatalities, the total toll climbed to 37,480.

Mumbai stepped up the number of tests to almost 15,000 a day and recorded 2,440 new cases, which is its second-highest single-day tally so far. The city’s tally has now climbed to 1.7 lakh.

The maximum Covid-19 deaths in Odisha are in the age group of 41 to 60 years, an analysis of the deaths by Odisha health department has revealed. Sixteen more died of the viral infection pushing the death toll to 875 on Friday. Altogether 3,600 more people tested positive for the virus.

›Sept high: 1L new cases, 15L tests in Delhi ›Why viral load is tough to detect

Advocate Who Acted Professionally As Per Client's Instruction Cannot Be Made Criminally Liable For Defamation: Madras HC [Read Order]

Advocate Who Acted Professionally As Per Client's Instruction Cannot Be Made Criminally Liable For Defamation: Madras HC [Read Order]: An advocate who acted professionally as per the instruction of his or her client cannot be made criminally liable for offence of defamation under Section 500 unless contrary is alleged and...

Disturbed By Social Media Trial Over Patient Death, Kerala Orthopedic Surgeon Allegedly Kills Self

Disturbed By Social Media Trial Over Patient Death, Kerala Orthopedic Surgeon Allegedly Kills Self 

By Meghna A SinghaniaPublished On 2 Oct 2020 9:29 PM 

 Updated On 2 Oct 2020 9:29 PM 

Kerala: A 35-year-old orthopedic surgeon and the owner of Anoop Ortho Centre in Kollam, allegedly took the extreme step of taking his life by hanging himself after cutting a nerve in his arm. The doctor who deeply disturbed by the death of a 7-year-old patient whom he had operated upon and the following social media trial that blamed him for the death of the child. 

Dr Anoop Krishna was a well known orthopedic surgeon in the area with a specialization in Sports Medicine, Arthroscopy and Arthroplasty. He took up a case of a 7 year old patient last week. During the operation, the patient suffered a complication post-anesthesia and went into cardiac arrest. Despite all the attempts to save her including taking her to another hospital, the child passed away. 

The kin of the patient, alleging medical negligence, filed a complaint with the local police and also took to social media blaming the doctor for their child's demise. A case was registered against the doctor, who was also deeply disturbed with the online backlash and the blame game he was facing on social media on account of the child's death. Unfortunately, unable to take the pressure, the doctor chose to end his life 

According to the police account, the doctor first went to the bathroom and cut his veins. "He wrote something on the wall relating to his suicide which is not legible since it was written with blood. He then went to his bedroom and hanged himself using a bedsheet," the police officer told Mirror. The News Minute adds, that the doctor wrote the word sorry on the wall . Deeply saddened and disturbed with the death of the doctor, the medical fraternity has now also taken to social media to express their sorrow and anger over the incident

https://medicaldialogues.in/news/health/doctors/disturbed-by-social-media-trial-over-patient-death-kerala-orthopedic-surgeon-allegedly-kills-self-70123

Bank’s ex-chief manager, three others get RI for ₹6cr fraud - The Times Of India

Bank’s ex-chief manager, three others get RI for ₹6cr fraud - The Times Of India

TIMES NEWS NETWORK

Chennai:02.10.2020

The special judge for CBI cases, Chennai, on Tuesday sentenced R Kannan, former chief manager of Union Bank of India’s Anna Salai branch, to undergo three years rigorous imprisonment with a fine of ₹2 lakh in a bank fraud case.

The other accused in the fraud involving National Medicines Private Ltd was Parvathi Ramakrishnan, former manager of Standard Chartered Bank in Chennai, who was sentenced to three years rigorous imprisonment with a fine of ₹1 lakh. Anurag Jain, former director of National Medicines Private Limited, was sentenced to five years rigorous imprisonment with a fine of ₹4 lakh and another former director of the firm, K Manjula, was sentenced to three years rigorous imprisonment with ₹1lakh fire. The CBI registered the case on allegations that between 2006 and 2007, the directors of the city firm conspired with Kannan and Parvathi with an intention to cheat Union Bank of India. The bank suffered a loss of ₹6.2 crore.

Rahul, Priyanka held on way to Hathras

Rahul, Priyanka held on way to Hathras

Congress leaders, who were going to meet kin of rape victim, released later

02/10/2020

Road block: Congress leader Rahul Gandhi being stopped by Uttar Pradesh police personnel in Noida on Thursday.PTI-

Anuj Kumar

Former Congress president Rahul Gandhi and general secretary Priyanka Gandhi Vadra were arrested by the Uttar Pradesh police on the Yamuna Expressway in Greater Noida on Thursday when they, along with hundreds of Congress workers, were going to Hathras to meet the family members of the gang-rape victim.

They were taken to the guest house of the Buddha International Circuit for violating Section 144 and later released on personal bonds.

Mr. Gandhi said he agreed to go alone if his visit violated Section 144. “But still they didn’t allow me and we were pushed around,” he said. When Mr. Gandhi started walking on foot, he was stopped by the Gautam Buddh Nagar police. In the pushing and shoving that ensued, Mr. Gandhi fell down and sustained bruises on his arm.

“Just now the police pushed me, lathi charged me and threw me to the ground. I want to ask if only the BJP (Bharatiya Janata Party) and RSS (Rashtriya Swayamsevak Sangh) can walk in this country? Can’t a normal person walk? Can only Modiji [Prime Minister Narendra Modi] walk in this country? Can’t a normal person walk?” Mr. Gandhi said.

After that, he sat down on a dharnaon the Expressway.

Ajay Kumar Lallu, president of the State unit of the party, who continued the sit-in with party workers after the Gandhis were taken away by the police, was also detained.

Reacting to the police action, Ms. Vadra told mediapersons that the government was insensitive and did not follow the rule of law. “The government has to take responsibility for the protection of women. You would remember that last year around this time, we were protesting against the Unnao rape victim,” she said.

She further said, “[The government] portrays itself as the saviour of Hindusim but what kind of religion is this that could not allow a father to perform the last rites of his daughter?”

Love Kumar, Additional Commissioner (Law and Order), Gautam Buddh Nagar, first told The Hindu that the Congress leaders had been detained but later in the day clarified that technically it was an arrest for violating Section 144. “They were released after signing personal bonds. No witnesses were called for bail. So practically, it was detention,” he said.

Hathras incident shocked our conscience, says HC

Hathras incident shocked our conscience, says HC

It takes suo motu cognisance of case

02/10/2020

Special correspondent LUCKNOW

The Allahabad High Court (HC) on Thursday took suo motu cognisance of the Hathras incident and the events leading up to the cremation of the victim in the alleged rape and murder case and issued notices to the Uttar Pradesh government.

“The incidents which took place after the death of the victim on 29.09.2020 leading up to her cremation, as alleged, have shocked our conscience, therefore, we are taking suo moto cognizance of the same,” the Lucknow Bench said.

‘Immense importance’

Justices Rajan Roy and Jaspreet Singh said the matter was of “immense public importance and public interest as it involves allegation of high handedness by the State authorities resulting in violation of the basic human and fundamental rights not only of the deceased victim but also of her family members”.

The court directed the Senior Registrar to register a suo motu public interest litigation (PIL) with the title, “In Re : Right to decent and dignified last rites/cremation”.

The court listed the case for October 12.

Mysuru-based JSS to carry out trials for Novavax vaccine

Mysuru-based JSS to carry out trials for Novavax vaccine

Institution was also approached for human trials of Sputnik V

02/10/2020

Laiqh A. Khan Mysuru

JSS Academy of Higher Education and Research (JSSAHER), which has already begun phase three of the clinical trials for vaccine candidate Covishield at its facility in Mysuru, has been approached for human trials of Novavax, another COVID-19 vaccine candidate developed by a U.S.-based company, as well as Russia’s Sputnik V.

JSSAHER Pro-Chancellor B. Suresh said the institution had consented to carrying out trials for Novavax while the request on Sputnik V had been kept in abeyance.

Novavax, the U.S.-based biotechnology company, has entered into a manufacturing pact with the Pune-based Serum Institute of India (SII). “Novavax approached us through SII, and we consented to it. We will be submitting the required documents shortly,” he said.

Though the institution was also approached for the human trials of Sputnik V, which has tied up with the Hyderabad-based Dr. Reddy’s Laboratories, Dr. Suresh said JSSAHER was still studying the proposal.

Apart from carrying out clinical studies for Covishield, the vaccine candidate developed by Oxford University and multi-national pharmaceutical company AstraZeneca, JSSAHER has taken up human trials to study the efficacy of BCG, the anti-tuberculosis vaccine, against COVID-19. Dr. Suresh said a lot of interest had been generated for trials in India because of its huge capacity for making drugs.

Hang Hathras rapists, demands CM

Hang Hathras rapists, demands CM

Says An Example Should Be Set To Avoid A Repeat

TIMES NEWS NETWORK

New Delhi:03.10.2020

Joining the citizens’ protest related to the Hathras rape case at Jantar Mantar on Friday, chief minister Arvind Kejriwal appealed to UP government to ensure the strictest punishment for the culprits, saying they should be hanged. Several Aam Aadmi Party functionaries were also present at the protest.

“We are in a deep pit,” began Kejriwal, addressing the protesters. “The FIR for rape was not lodged for many days, no proper treatment was given to the victim, and her body was cremated at night against Hindu customs. Several actions like these have pushed people into believing that the incident is being brushed aside and the culprits are being shielded.”

The CM continued, “The whole country would like to appeal to UP government to hand out stringent punishment to the culprits. Hang them till death. They should be given the harshest punishment so that nobody tries to repeat such an act.”

Describing the treatment meted to the family as wrong, Kejriwal said at this point, all the family needed was peace and the freedom to meet whoever they wanted to. “There should be no politics on the matter,” he said. “It is not ethical to play politics around a case like this. When one says a rape has happened in UP, another person says a rape has also happened in Rajasthan. This is no argument. Why should such incidents of rape happen in UP or Rajasthan? Why should they happen in Madhya Pradesh, Mumbai and Delhi? Whether they belong to Rajasthan, Uttar Pradesh, Delhi, Mumbai, Kolkata or Bengaluru, they are our daughters. There shouldn’t be any case of rape anywhere in the country.”

The AAP national convenor added, “All of us, all the governments, political parties and people of the country, must create a system that keeps our daughters safe. There should be no politics at all on such a heinous matter.”

AAP spokesperson Saurabh Bharadwaj claimed that the reason behind the outrage in the Hathras rape case was because “every officer of the administration, whether the station house officer, district magistrate, DSP, ADG or UP chief minister, everybody is trying to save the accused right from the day of the incident on September 14 till today.” The girl’s body was cremated without the consent of her family to erase any evidence, Bharadwaj alleged.

Minister Rajendra Pal Gautam, MLAs Atishi Marlena, Dilip Pandey, Akhilesh Pati Tripathi, Rakhi Birla, Somnath Bharti, Rajesh Gupta, Madan Lal, Vishesh Ravi and several others were also present at the protest.

STRAIGHT TALK: Chief minister Arvind Kejriwal said there is a perception that attempts are being made to protect the culprits

தமிழகத்தில் திருமால் வழிபாடும், நவதிருப்பதியும்! :புரட்டாசி சனிக்கிழமை -3

தமிழகத்தில் திருமால் வழிபாடும், நவதிருப்பதியும்! :புரட்டாசி சனிக்கிழமை -3

Updated : அக் 03, 2020 00:59 | Added : அக் 03, 2020 00:54

-'வடவேங்கடம் தென்குமரி ஆயிடைத் தமிழ்கூறு நல்லுலகம்' என்று, தொல்காப்பியர், தமிழகத்தின் நில எல்லையைக் குறிப்பிட்டுள்ளார். வட வேங்கடம் என்பது, தற்போதைய ஆந்திர மாநிலத்தில் உள்ள திருப்பதி.அதாவது, திருப்பதி முதல் கன்னியாகுமரி வரை, பரந்து விரிந்த நிலப் பகுதியை கொண்டதாக,நம் பண்டைய தமிழகம் இருந்தது. இதில், பல்வேறு மத, இன நம்பிக்கைகளுடன், மக்கள் வாழ்ந்ததற்கான வரலாற்று ஆதாரங்கள், தொல்லியல் தடயங்களாகவும், இலக்கியங்கள் வாயிலாகவும் நமக்கு கிடைகின்றன.

தொல்காப்பியத்தின் அகத்திணையியலில், தமிழக நிலப் பகுதிகள் ஐந்தாகப் பிரிக்கப்பட்டுள்ளன. நிலத்தின் தன்மைக்கு ஏற்ப குறிஞ்சி, முல்லை, மருதம், நெய்தல், பாலை என பிரிக்கப்பட்டு, அவற்றுக்கான தெய்வங்கள் பற்றியும் குறிப்பிட்டுள்ளனர்.

முல்லை நிலம்

முல்லை நிலமானது காடும் காட்டைச் சார்ந்த மேய்ச்சல் நிலப் பகுதி. இதற்கான கடவுளாக மாயோன் என்னும் திருமால் குறிப்பிடப்பட்டுள்ளார்.ஆடு, மாடு மேய்ச்சலை முக்கிய தொழிலாகக் கொண்ட மக்களால், இவர் வணங்கப்பட்டுள்ளார். விஷ்ணுவின் அவதாரங்களில் ஒன்றான கிருஷ்ண அவதாரத்தின், அத்துணை அம்சங்களும் பொருந்துவதாக இவர் திகழ்கிறார்.

மற்றொரு சங்க இலக்கியமான பரிபாடலில், விஷ்ணுவின் அவதாரங்கள் விளக்கமாக குறிப்பிடப்பட்டிருப்பது, திருமால் வழிபாட்டின் தொன்மையை விளக்குவதாக உள்ளது.

கலித்தொகையில், 'மால்' என, விஷ்ணு போற்றப்படுகிறார். சங்க இலக்கியத்தில் இருந்து நமக்கு கிடைக்கும் மற்றொரு செய்தியானது, திருமால் வழிபாடு தமிழகத்தில் வேரூன்றிய காரணத்தை விளக்குவதாக உள்ளது.மஹாபாரதப் போர் முடிவுற்ற பல காலத்திற்குப் பின், கிருஷ்ணர் ஆட்சி புரிந்த துவாரகை நகரம், கடல்கோள் என்னும் சுனாமிக்கு உள்ளானது. அங்கிருந்த யாதவ இன மக்களில் ஒரு பகுதியினர், அகத்தியரின் வழிகாட்டுதலின்படி, தென் தமிழகத்தை வந்தடைந்தனர்.

இம்மக்கள் பதினெண்குடி வேளிராக காட்டைத் திருத்தி நாடாக்கி, இங்கு வாழத் துவங்கினர் என்பதே அச்செய்தி. தென் தமிழகத்தில் மிகப் பழமையான விஷ்ணு கோவில்கள் நிறைந்துள்ளன. 108 திவ்யதேசங்களில், 80 சதவீத கோவில்கள் தமிழகத்திலேயே உள்ளன. இவற்றில், திருநெல்வேலி மாவட்டத்தில் அமைந்துள்ள ஒன்பது திவ்யதேச கோவில்கள், நவ திருப்பதிகள் என்று அழைக்கப்படுகின்றன. இவை, தொன்மையான பாண்டிய நாட்டின் ஒரு பகுதியாக இருந்துள்ளது.இவ்வழகிய கோவில்கள், தாமிரபரணி ஆற்றின் கரையில் அமைந்துள்ளது மேலும் ஒரு சிறப்பு. இது, திருத்தலங்களின் பெருமாள் பெருமையை மட்டுமல்லாது, இத்தலங்களின் இயற்கை அழகையும், வைணவ ஆழ்வார்கள் தங்கள் பாடலில் வர்ணித்துள்ளனர்.

நவ திருப்பதி

ஸ்ரீவைகுண்டநாதன் பெருமாள் திருக்கோவில் - ஸ்ரீவைகுண்டம்: இக்கோவில் கள்ளபிரான் கோவில் என்றும் தலபுராணத்தின்படி அழைக்கப்படும். இக்கோவில் நவகிரஹங்களில் ஒருவரான சூரிய பகவானுக்கு உகந்த தலம்.மகர நெடுங்குழைக்காதன் எனும் முகில் வண்ணப் பெருமாள் திருக்கோவில் தென் திருப்பேரை: இக்கோவில் ஒன்பது கருட சேவை ஒருங்கே காண்பதற்கு சிறந்த தலம். இக்கோவில், நவகிரஹங்களில் ஒருவரான சுக்கிரனுக்கு உகந்த தலம்.

திருதேவர்பிரான் திருக்கோவில் - திருத்தொலைவில்லிமங்கலம்: இக்கோவில் இரட்டை திருப்பதி என, அழைக்கப்படும் திவ்யதேசத்தில் ஒன்றான ராகு தலம்.திருஅரவிந்தலோச்சனார் திருக்கோவில் - திருத்தொலைவில்லிமங்கலம்: இக்கோவில் இரட்டை திருப்பதி என, அழைக்கப்படும் திவ்யதேசத்தில் ஒன்றான கேது தலம்.திருவைத்தமாநிதி பெருமாள் திருக்கோவில் - திருக்கோளூர்: இக்கோவிலின் சிறப்பாக திருமால் உலகத்திற்கு படி அளப்பவனாக, மரக்காலை தலைக்கு தலையணையாக வைத்த கோலத்தில் சயனித்திருக்கிறார்.

இது,குபேரஷேத்ரம் என்றும் தலபுராணத்தில் கூறப்பட்டுள்ளது.திருஆதிநாதர் திருக்கோவில் எனும் ஆழ்வார்திருநகரி - திருக்குருகூர்: இத்தலம் நம்மாழ்வார் பிறந்த புண்ணிய பூமி. இக்கோவில் நவகிரஹங்களில் ஒருவரான குருவுக்கு உகந்த தலம்.திருகாசினிவேண்டான் பெருமாள் திருக்கோவில் - திருப்புளியன்குடி: இத்தலத்தில் பெருமாளின் நாபிகமலத்தில் இருந்து பிரம்மா தோன்றுவது மிகச் சிறப்பான அம்சம். இக்கோவில் நவகிரஹங்களில் ஒருவரான புதனுக்கு உகந்த தலம்.திருவிஜயசான பெருமாள் திருக்கோவில் எனும் திரு வரகுணமங்கை - நத்தம்: வரகுண பாண்டியனுக்கு பெருமாள் தரிசனம் தந்த இடம் ஆதலால், இந்த இடப் பெயர்  பெற்றதாக நம்பப்படுகிறது.

இக்கோவில் நவகிரஹங்களில் ஒருவரான சந்திரனுக்கு உகந்த தலம்.திருவேங்கடவாணன் திருக்கோவில் - திருகுலந்தை பெருங்குளம்: இக்கோவில் உற்சவர் பெயரால் மாயக்கூத்த பெருமாள் திருக்கோவில் என்றும் அறியப்படுகிறது. இக்கோவில் நவகிரஹங்களில் ஒருவரான சனி பகவானுக்கு உகந்த தலம்.

இக்கோவில்களின் தலபுராணங்கள் இக்கோவிலின் காலத்தை பல யுகங்களுக்கு முன் தோன்றியதாக குறிப்பிடுகின்றன. மேலே குறிப்பிட்டது போல, தமிழகத்தில் திருமால் வழிபாடு தொன்றுதொட்டு வளர்ந்துள்ளதற்கு, இக்கோவில்களும் ஒரு சாட்சி.இக்கோவில்கள் ஆழ்வார்களால் பாடல் பெற்ற தலங்களாக விளங்குவதால், அவர்கள் வாழ்ந்த, 6 முதல், 9ம் நுாற்றாண்டுக்கு முற்பட்டது எனக் கொள்ளலாம்.

இக்கோவில்களின் கட்டடக்கலை அமைப்பும், இங்கு கிடைக்கும் கல்வெட்டுகளும், 6 முதல், 16ம் நுாற்றாண்டு வரையிலான காலகட்டத்தை சேர்ந்ததாக உள்ளன.இக்கோவில்கள் அனைத்தும் 100 முதல், 12 கிலோ மீட்டர் சுற்றுப்பகுதியில் அமைந்துள்ளதால், நாம் விரைந்து தரிசிக்க ஒரு நாள் போதுமானதாக இருக்கும்.

ஆனால், பாண்டிய மன்னர்களால் கட்டப்பட்டு, பின்னர் மதுரை நாயக்கர்களால் பராமரிக்கப்பட்டு, பல திருப்பணிகள் செய்யப்பட்டு விளங்கும் இக்கோவில்களின் அமைப்பும், அழகும் வார்த்தைகளால் 

விவரிக்க  முடியாதவை.இக்கோவில்களின் தலபுராணங்களும், விழாக்களும், ஆடல் பாடல்களும், மிகச் சிறப்பாக சிற்பங்களாகவும், ஓவியங்களாகவும் செய்யப்பட்டுள்ளதை காண கண்கோடி வேண்டும். 

முனைவர் கோ.பாலாஜிஉதவி பேராசிரியர்,சி.பி.ரா., இந்தியவியல் ஆய்வு மையம், சென்னை.

'ஆம்னி பஸ்களை ஒப்படைப்போம்'

'ஆம்னி பஸ்களை ஒப்படைப்போம்'

Added : அக் 02, 2020 23:54

சென்னை:''ஆம்னி பஸ்களை, கோட்டையில் முதல்வரிடம் ஒப்படைப்போம்,'' என, தமிழ்நாடு அனைத்து ஆம்னி பஸ் உரிமையாளர்கள் சங்க செயலர், அன்பழகன் கூறினார்.

துகுறித்து, அவர் கூறியதாவது:ஆறு மாதங்களாக, 4,000 ஆம்னி பஸ்கள் நிறுத்தப்பட்டுள்ளன. இதனால், இத்தொழிலைச் சேர்ந்த, இரண்டு லட்சம் குடும்பங்களின் வாழ்வாதாரம் பாதிக்கப் பட்டு உள்ளது. எங்களின் கோரிக்கை மனுவை, போக்குவரத்து துறை அமைச்சரிடம் வழங்கி உள்ளோம்; முதல்வரை சந்திக்க முடியவில்லை.

ஆறு மாதங்களாக பஸ்களை இயக்காத நிலையில், 2.5 லட்சம் ரூபாய், சாலை வரியாக செலுத்த வேண்டியுள்ளது. பஸ்களை பராமரித்து இயக்க, ஒரு பஸ்சுக்கு, 5 லட்சம் ரூபாய் தேவை. இந்த தொழிலில், 14 ஆயிரம் கோடி ரூபாய் முதலீடு செய்யப்பட்டுள்ளது. ஆம்னி பஸ்களால், 300 கோடி ரூபாய் டீசல் விற்பனை வழியாக, அரசுக்கு கலால் வரி கிடைக்கிறது. வங்கி கடனுக்கான தவணையை செலுத்தும் அவகாசம் முடிந்து விட்டதால், நெருக்கடி தொடர்ந்துள்ளது.

இதனால், பஸ்கள் ஓடாத இரண்டு காலாண்டுக்கான, 20 கோடி ரூபாய் சாலை வரியை ரத்து செய்ய வேண்டும் என, கோரினோம்; வழக்கும் தொடர்ந்தோம்; இதுவரை சாதகமான பதில் இல்லை. பல மாநிலங்களில், சாலை வரி தள்ளுபடி செய்யப்பட்டுள்ளது. இம்மாதம், ௫ம் தேதிக்குள் சாதகமான பதில் கிடைக்காவிட்டால், அனைத்து ஆம்னி பஸ்களையும், கோட்டையில் நிறுத்தி, முதல்வரிடம் ஒப்படைக்க உள்ளோம்.இவ்வாறு, அன்பழகன் கூறினார்.

வங்கி முறைகேடு வழக்கு 'மாஜி' அதிகாரிக்கு சிக்கல்

வங்கி முறைகேடு வழக்கு 'மாஜி' அதிகாரிக்கு சிக்கல்

Added : அக் 02, 2020 22:22

புதுடில்லி:வங்கி கடன் மோசடி வழக்கில் கைது செய்யப்பட்ட, பஞ்சாப் நேஷனல் வங்கியின் முன்னாள் துணை மேலாளருக்கு எதிராக, சி.பி.ஐ., குற்றப்பத்திரிகை தாக்கல் செய்துள்ளது.

மஹாராஷ்டிரா மாநிலம், மும்பையில் உள்ள பஞ்சாப் நேஷனல் வங்கியில், 14 ஆயிரம் கோடி ரூபாய் கடன் வாங்கி, வைர வியாபாரி நிரவ் மோடி, மோசடி செய்தார். இந்த வழக்கை, சி.பி.ஐ., விசாரித்து வருகிறது. இந்த வழக்கில், நிரவ் மோடி கடன் பெற, சட்ட விரோதமாக உதவி செய்து, வருமானத்துக்கு அதிகமாக சொத்துக்களை குவித்ததாக, பஞ்சாப் நேஷனல் வங்கியின் முன்னாள் துணை மேலாளர் கோகுல்நாத் ஷெட்டி கைது செய்யப்பட்டார்.

கோகுல் ஷெட்டிக்கு எதிராக, சி.பி.ஐ., அதிகாரிகள், மும்பை நீதிமன்றத்தில் குற்றப்பத்திரிகை தாக்கல் செய்துள்ளனர். அதில் கூறப்பட்டுள்ளதாவது:நிரவ் மோடிக்கு, வங்கி உத்தரவாதக் கடிதங்களை, கோகுல்நாத் ஷெட்டி அளித்துள்ளார். அந்தக் கடிதங்களை வைத்து, வெளி நாடுகளில் உள்ள இந்திய வங்கிகளின் கிளைகளில், நிரவ் மோடி கடன் பெற்றுள்ளார்.இதற்காக, அவர் நிரவ் மோடியிடம் கோடிக்கணக்கில் லஞ்சம் பெற்றுள்ளார்.

பஞ்சாப் நேஷனல் வங்கியில் அவர் அதிகாரியாகப் பணியாற்றிய ஆறு ஆண்டுகளில், வருமானத்துக்கு அதிகமாக, 2.63 கோடி ரூபாய்க்கு மேல் சொத்து சேர்த்தது தெரியவந்துள்ளது. இவ்வாறு, அதில் கூறப்பட்டுள்ளது.

'டெபிட், கிரெடிட்' கார்டு பயன்படுத்தி ஆன்லைனில் பொருள் வாங்க முடியாதா?

'டெபிட், கிரெடிட்' கார்டு பயன்படுத்தி ஆன்லைனில் பொருள் வாங்க முடியாதா?

Added : அக் 02, 2020 23:12

சென்னை:'டெபிட் மற்றும் கிரெடிட் கார்டுகளை பயன்படுத்தி, ஆன்லைனில் பொருட்கள் வாங்கலாம்; அதற்காக வாடிக்கையாளர்கள் பயப்பட தேவையில்லை' என, வங்கி அதிகாரிகள் தெரிவித்து உள்ளனர். 

 

வங்கி அதிகாரிகள் கூறியதாவது:வாடிக்கையாளர்களின் பண பாதுகாப்பை உறுதி செய்வதற்காக, இந்திய ரிசர்வ் வங்கி, புதிய நடைமுறைகளை கொண்டு வந்துள்ளது. இதன்படி, புதிதாக வழங்கப்படும், டெபிட், கிரெடிட் கார்டுகளை பயன்படுத்தி, ஆன்லைன் வாயிலாக பொருட்கள் வாங்க முடியாது.இதனால், இந்த கார்டுகளை ஒட்டுமொத்தமாக பயன்படுத்த முடியாதா என, பயப்பட தேவைஇல்லை.

வாடிக்கையாளர்களுக்கு வழங்கப்படும் கார்டுகளில், அனைத்துசேவைகளும் இடம் பெற்று இருக்கும். ஆனால், அதன் செயல்பாடுகள் நிறுத்தி வைக்கப்பட்டிருக்கும். வாடிக்கையாளர்கள் தங்களுக்கு தேவையான சேவைகளை, தேவைப்படும் போது செயல்படுத்திக் கொண்டு, இதர நேரங்களில், அதை, நிறுத்தி வைத்து கொள்ளலாம்.

இதற்கு, ஏ.டி.எம்., இயந்திரத்தில், இதர சேவைகள் என்ற பிரிவுக்குள் சென்று, நிறுத்தி வைக்கப் பட்டுஉள்ள சேவைகளை, மீண்டும் செயல்படுத்தி கொள்ளலாம்.தேவையில்லாத நேரங்களில், அதை நிறுத்தி வைத்துக் கொள்ளலாம்.அவ்வாறு நிறுத்தி வைக்கும் போது, கார்டுகள் தொலைந்து போனால், அதை, மற்றவர்களால் பயன்படுத்த முடியாது.இதன் வாயிலாக, வாடிக்கையாளர்களின் பணத்தை, தொழில் நுட்ப ரீதியில் திருடுவது தவிர்க்கப்படும்.

இந்த வசதி, ஆன்லைன் வங்கி சேவையிலும் இடம் பெற்றிருக்கும். அதிலும், தேவையான சேவைகளை மட்டும் செயல்படுத்திக் கொள்ளலாம். ஏற்கனவே வைத்துள்ள கார்டுகள் பழைய முறைப்படி செயல்படும்; அதில், மாற்றம் இல்லை.இவ்வாறு, அவர்கள் கூறினர்.