Monday, November 4, 2019


பழைய கட்டட அனுமதி; வீட்டிலிருந்தே பார்க்கலாம்

Added : நவ 04, 2019 00:15

சென்னை : சென்னை மற்றும் புறநகர் பகுதிகளில், 2000ம் ஆண்டு முதல் வழங்கப்பட்ட, கட்டுமான திட்ட அனுமதி விபரங்களை, இணையதளத்தில் வெளியிடுவதற்கான பணிகளை, சென்னை பெருநகர் வளர்ச்சி குழுமமான, சி.எம்.டி.ஏ., விரைவுபடுத்தி உள்ளது.

சென்னை பெருநகர் பகுதியில், சிறப்பு கட்டடங்கள், அடுக்குமாடி கட்டடங்கள், தொகுப்பு குடியிருப்புகள், மனைப் பிரிவுகள் ஆகியவற்றுக்கு, சி.எம்.டி.ஏ., அனுமதி வழங்குகிறது. இதில், 2006 முதல் வழங்கப்பட்ட திட்ட அனுமதி விபரங்கள் மட்டுமே, சி.எம்.டி.ஏ., இணைய தளத்தில் வெளியிடப்பட்டுள்ளன.

அதற்கு முந்தைய காலத்தில் வழங்கப்பட்ட திட்ட அனுமதி விபரங்களை அறிய, பொது மக்கள், சி.எம்.டி.ஏ., அலுவலகத்துக்கு செல்ல வேண்டியுள்ளது. குறிப்பாக, பழைய குடியிருப்புகளில் வீடு வாங்குவோர், அது முறையாக அனுமதிக்கப்பட்ட கட்டடமா என்பதை அறிய சிரமப்படுகின்றனர். இதற்கு தீர்வாக, பழைய கட்டட அனுமதி விபரங்களை, இணையதளத்தில் வெளியிட, சி.எம்.டி.ஏ., முடிவு செய்துள்ளது. இதற்காக, 2000ம் ஆண்டு முதல் வழங்கப்பட்ட, திட்ட அனுமதி விபரங்களை, மின்னணு மயமாக்கும் பணிகள் முடிக்கப்பட்டுள்ளன.

இந்த விபரங்கள் விரைவில், சி.எம்.டி.ஏ., இணையதளத்தில் வெளியிடப்பட உள்ளன. அதன்பின், பொதுமக்கள் தங்கள் இருப்பிடத்தில் இருந்தபடியே, 'ஆன்லைன்' வழியாக, 2000ம் ஆண்டு முதல் வழங்கப்பட்ட கட்டுமான திட்ட அனுமதி விபரங்களை பார்க்க முடியும்.
ஒரு வாரத்துக்கு கன மழை கிடையாது

Updated : நவ 04, 2019 03:06 | Added : நவ 04, 2019 03:05

சென்னை: அரபிக் கடலில் ஏற்பட்ட இரண்டு புயல்களால், தமிழகம் மற்றும் புதுச்சேரியில், மழையின் அளவு பெருமளவு குறைந்துள்ளது. இன்னும் ஒரு வாரத்துக்கு, கன மழைக்கு வாய்ப்பில்லை என, வானிலை ஆய்வு மையம் தெரிவித்துள்ளது.

கடந்த ஆண்டில், வட கிழக்கு பருவ மழை பொய்த்ததால், சென்னை, திருவள்ளூர், காஞ்சிபுரம் உள்ளிட்ட தமிழகத்தின் வட மாவட்டங்களில், வரலாறு காணாத தண்ணீர் பஞ்சம் தலைவிரித்தாடியது. குடிநீருக்காக, மற்ற மாவட்டங்களில் இருந்து, நீர் எடுத்து வர வேண்டிய நிலை ஏற்பட்டது.

இந்நிலையில், தென் மேற்கு பருவ மழை இந்த ஆண்டு பரவலாக பெய்ததால், வட மாவட்டங்களின் தண்ணீர் தட்டுப்பாடுக்கு தற்காலிக தீர்வு ஏற்பட்டது. வட கிழக்கு பருவ மழை அக்., 16ல் துவங்கியது. 2018ல் பொய்த்தது போல் அல்லாமல், இந்த ஆண்டு, வட மாவட்டங்களில் பரவலாக பருவ மழை பெய்யும் என, எதிர்பார்க்கப்பட்டது. ஆனால், தென் மாவட்டங்களிலும், கேரளாவை ஒட்டிய மாவட்டங்களிலும் பருவ மழை பெய்துள்ளது. மேலும், அரபிக் கடலில் உருவான, 'கியார்' புயல் மற்றும் அதை தொடர்ந்து உருவான, 'மஹா' புயல் காரணமாக, காற்றின் ஈரப்பதம், தமிழக பகுதிகளில் இருந்து உறிஞ்சப்பட்டு உள்ளது.

இந்த புயலால், தமிழகத்திற்கு இயல்பாக கிடைக்க வேண்டிய மழை கிடைக்கவில்லை; வறட்சியான சூழல் ஏற்பட்டுள்ளது. வரும் நாட்களை பொருத்தவரை, சில இடங்களில் வெப்பச் சலன மழை மற்றும் இடி, மின்னலுடன் திடீர் மழை பெய்யலாம். பெரும்பாலான இடங்களில் வறட்சியான சூழலே நிலவும் என, வானிலை ஆய்வுகள் தெரிவித்துள்ளன. சென்னை, திருவள்ளூர், காஞ்சிபுரம் உள்ளிட்ட மாவட்டங்களுக்கு குடிநீர் ஆதாரமாக விளங்கும் ஏரிகளில், இன்னும், 10 சதவீதம் கூட நீர் நிரம்பவில்லை. இந்த ஆண்டு பருவ மழை ஓரளவுக்கு பெய்தால் மட்டுமே, இந்த ஏரிகளில் நீர் நிரம்பும் என்ற நிலை ஏற்பட்டுள்ளது

.புதிய காற்றழுத்தம் வங்கக் கடலில், நாளை(நவ.,5) காற்றழுத்த தாழ்வு பகுதி உருவாகும் என, கணிக்கப்பட்டுள்ளது. இந்த தாழ்வு பகுதி, தமிழகம், புதுச்சேரிக்கு வராமல், வட கிழக்கு மாநிலங்களை நோக்கி செல்ல வாய்ப்புள்ளது. அதனால், தமிழகத்தில் திடீர் மழை மட்டுமே பெய்யும் என, சென்னை வானிலை மையம் கூறியுள்ளது. மேலும், அரபிக் கடலில் சுழலும் மஹா புயல், குஜராத்தில் நாளை, கரையை கடக்க வாய்ப்புள்ளது. புயல் கரையை கடந்த பின் ஏற்படும், வானிலை மாற்றத்துக்கு ஏற்ப, தமிழகத்துக்கு மழைக்கான சூழல் உருவாகும் என, வானிலை ஆய்வு மைய அதிகாரிகள் தெரிவித்துள்ளனர்.
Film shooting on Thiruvanmiyur station platform irks MRTS commuters

04/11/2019, R. SRIKANTH,CHENNAI

A crowd thronged the Thiruvanmiyur railway station on the Mass Rapid Transit System (MRTS) not to take a train, but to catch a glimpse of a film shoot that was taking place there on Sunday.

A huge crowd gathered on platform 1 of the station to watch the shooting for a Tamil movie.

The shooting was taking place on platform 2.

The shoot in the midst of regular operations of the suburban train services did not go down well with a section of commuters.

Some of them complained of the unsafe manner in which the shooting was being done on the aisle of the platform, which was causing hindrance to the movement of commuters.

Safety issues

Some commuters also faulted the Railway authorities for allowing a film shoot on the platform as it raised serious safety issues.

N. Raman, a resident of Thiruvanmiyur, said the film crew were seen on both platforms of the railway station and the equipment was lying all over the place, causing inconvenience to commuters.

A senior Southern Railway official said permission to shoot the movie was given for Saturday night.

The crew should have wound up their work on Sunday morning.

Due to certain issues, it was prolonged for a few hours, he added.
Over 1 lakh buildings could be on ‘objectionable lands’ in the city

Enumeration by Revenue officials was resisted by residents at many places; the absence of public consultation has led to a lack of clarity and widespread fear


04/11/2019, ALOYSIUS XAVIER LOPEZ,CHENNAI



Over 60,000 buildings in the city are located on ‘objectionable lands’. This number could double when the Chennai Collectorate completes its enumeration in a fortnight.

The enumeration of ‘objectionable land’ and ‘unobjectionable land’ in the city should have been over in October itself. As the survey has created a scare among residents in many localities, leading to their non-cooperation with the Revenue officials, there has been a delay in completing it.

The enumeration has twin objectives. First, it is intended to help residents get patta for the property developed on ‘unobjectionable lands’ such as natham poromboke.

Second, the government plans to demolish all buildings which have been constructed in ‘objectionable lands’ such as marshland, rivers, lakes and ponds.

Ecologically sensitive

So far, the Revenue officials in each of the 16 taluks in the city have identified at least 4,000 buildings standing on ‘objectionable lands’. For example, the Pallikaranai marshland has at least 1,025 buildings developed in ‘objectionable lands’ near the ecologically sensitive area.

“The Forest Department alone has enumerated over 600 buildings, all of which have to be demolished,” said an official. Residents and former councillors have pointed to the need for more manpower to complete the enumeration and help people understand the process.

Former Corporation Councillor of Madipakkam M. R. Nareshkumar said that many residents in areas such as Indira Nagar, New Colony Main Road and Sundaramurthy Street are worried because their houses have been constructed on the Adambakkam lake. “Officials have not yet surveyed the lake area. They are unable to complete the enumeration because of lack of manpower,” he said.

P. Jagatha, a resident of Madipakkam, said the officials should explain the impact of the enumeration to all the residents to prevent the spread of misleading information.

“The former councillors are unable to help us. We are unable to talk to the MLAs. There is no public consultation. Revenue officials visiting households also refuse to explain about the enumeration when we ask them. We just give them Aadhaar and other information. We are yet to have any clarity. We are scared,” she said.

Revenue Department officials said they had not conducted public consultations to explain the enumeration to all residents as it could lead to law and order problems in many areas.

“We just have to complete the enumeration on time. We will submit the data on buildings on ‘objectionable lands and unobjectionable lands’,” said an official. Revenue officials said that after the completion of the enumeration, the number of buildings likely to be demolished in the city could well be over 1 lakh. “The government will take a decision on the demolition of buildings,” the official pointed out.

Better development

Similarly, more than 1 lakh residents in lands such as natham poromboke are expected to get patta, improving the prospect of better urban development in the area.

For example, the issuance of patta for residents with “temporary patta” issued for saleable natham poromboke lands may offer them the scope to build more than ground plus one floor in the land, officials said. Former Corporation Councillor P. Govindaraj of Mugalivakkam said most of the village in erstwhile Mugalivakkam was natham poromboke.

“The enumeration will help many residents who have purchased land in the area,” he said.

Meanwhile, the Revenue officials in many areas of the city are trying to complete the work despite resistance from residents. “We will complete the work in 15 days. The enumeration has been delayed because of rain,” said a Revenue official.
MONEY MYSTERIES

Don’t hurry to retire that home loan

Should you repay your loan first or make fresh investments? Dhirendra Kumar explains

4.11.2019

Invest or repay? This is a question that never has an off-season. Here’s a typical example. A reader mailed me, saying that he has a housing loan on which he is paying an interest of 11% a year. There’s no problemhe is able to pay the EMI comfortably out of his income. However, he now finds that he also has some cash accumulated which he can invest. He wanted to know what was the better option: Repay some of his housing loan before schedule, or invest the money in an equity mutual fund for the long-term.

This is not an uncommon dilemma. In fact, it’s possible that practically every salary earner who takes a housing loan faces it at some point. You take a loan at an EMI you can afford. Eventually, your income increases and you find that can pay back more of the loan than you had originally planned. If you were to ask this question of a financial planner, the chances are that he would tell you to repay the loan first. That advice is based on what is a first principle of personal financial planning—clear your debts before you save. That principle is a sound one and should almost always be followed. I said ‘almost’ always. If the choice were between clearing expensive credit card debt and saving, then clearly, one should do that. The same probably holds for most consumer loans, including big ticket ones like cars and such. This principle is most relevant to people who try to borrow and invest.

However, there are some caveats to the standard advice. On the face of it, long-term investments in an equity fund will possibly fetch higher returns than the interest that savers are paying on housing loans. In the past, SIP returns have been higher for most 10-year periods. This situation is roughly true for everyone who is trying to save while servicing a housing loan.

In the case of a housing loan, the effective trade-off is even more in favour of not repaying the loan early because of the tax breaks one gets on the interest paid. If you compensate for that and calculate the real effective interest rate, then you’ll find that your savings have to cross an even lower bar. The actual advantage you get from having taken the loan would also include the fact that you no longer have to pay rent. It’s only when someone has built up a large enough financial saving that is liquid and accessible, and is in a situation where no great expense is anticipated that it would be justifiable to retire the loan instead of saving.

On top of that there’s another side to this, which is human psychology. If someone has little or no savings at all, then no matter what the situation, no matter what the interest rates, he or she would prefer to carry the loan but have some savings. In such a situation, it would make sense to have access to the savings if they are needed, even if the savings are fetching the same or less returns than the one is paying on the debt one has taken. In other words, the rules for the first bit of saving you do—emergency money, so to speak—are different. Having instant access to an emergency fund is worth any kind of disadvantage that an interest rate differential brings.

The author is the Founder and

CEO of Value Research



In the case of a housing loan, the effective trade-off is even more in favour of not repaying the loan early because of the tax breaks one gets on the interest paid
Auditors suspect fraud in 8K Miles

In Sudden Exit, Two Directors Resign From Board


Sindhu.Hariharan@timesgroup.com

Chennai:4.11.2019

Deloitte Haskins & Sells, auditors of 8K Miles Software, said on Saturday it has informed the central government about suspected fraud in the affairs of the cloud computing company.

Also, in a sudden exit, two directors, promoter director R S Ramani, (who has been indicted by the auditors) and Gurumurthy Jayaraman resigned from the company’s board with immediate effect on Saturday. Though the resignations were accepted, reasons for their exit could not be known.

8K Miles is a cloud computing company and has been under regulatory radar and legal knots as the company claimed a broker forged promoter’s signature to offload pledged shares triggering a police complaint and cases in various judicial fora.

Transactions between 8K Miles Media, in which Ramani holds 80% stake, and 8K Miles Software have also been rebuked by the auditors.

As it faced suspension from trading in bourses from today, for non-completion of audit for FY19, the company’s board met on Saturday to approve the previous fiscal’s accounts.

In a filing to the BSE after the board meeting, the company said its auditors have qualified several transactions, right from inconsistencies between initial and subsequent bank statements provided for subsidiaries, inadequate details on receivables and payables balances, existence of probable related parties not disclosed previously, and lack of access to books of some subsidiaries.

However, auditors were unable to conclude on the validity of around ₹378 crore of revenue recognised during the fiscal year, and could not check for the veracity of a consultancy charge of ₹17 crore paid to a vendor.

8K Miles has also not assessed and paid GST on such services. Further, during the year, the group capitalised around ₹323 crore in costs towards intangible assets, for which no appropriate documentation was provided. “The management has not provided us with their assessment of any impairment to the carrying value of such goodwill and other intangible assets,” Deloitte added.

Queries sent to Suresh Venkatachari, founder and CEO of 8K Miles, Software for comments did not elicit response till the time of going to press.

Responding to Deloitte’s qualifications in the audit report, 8K Miles Software said it has provided all information and resolutions to auditors with respect to the financial statements. “The management has made full inquiry into affairs of the business as a result of which, they firmly believe that there is a going concern assumption as there are requisite business, operations, customers, and employees,” the management noted.

The company’s scrip has crashed almost 90% in value in the past two years. From trading at almost 1,000 in December 2017, the shares were valued at 43.50 on Sunday.

The 8K Miles stock has been in focus for all the wrong reasons in the past year. 8K Miles Media Private Limited, a privately held company where 8K Miles Software’s former CFO R S Ramani holds over 80% stake, has been accused of forgery by its audit firm.

The management clarified that a forensic audit has cleared all allegations and there is no relationship between 8K Miles Media and itself, except for common promoter.

Breast cancer may be detected 5 yrs before clinical signs appear

4.11.2019

A blood test that may be able to detect breast cancer up to five years before symptoms develop could be available by 2025 if development is fully funded, UK researchers said.

Doctors at the Centre of Excellence for Autoimmunity in Cancer at the University of Nottingham compared blood samples from 90 patients being treated for breast cancer with the same number from a control group without the disease to measure the body’s immune response to substances produced by tumour cells. They’re now testing samples from 800 patients for nine markers and they expect the accuracy of the test to improve.

“A blood test for early breast cancer detection would be cost effective, which would be of particular value in low and middle income countries,” Daniyah Alfattani, a PhD student at the University of Nottingham said in a statement. “It would also be an easier screening method to implement compared to current methods, such as mammography.”

About 2.1 million women are diagnosed with breast cancer annually, according to the World Health Organization. It killed an estimated 6,27,000 women last year, accounting for 15% of all cancer deaths among women.

“We need to develop and further validate this test,” Alfattani said. “However, these results are encouraging and indicate that it’s possible to detect a signal for early breast cancer. Once we have improved the accuracy of the test, then it opens the possibility of using a simple blood test to improve early detection of the disease.”

The researchers estimate that, with a fully funded development programme, the test might become available in about four to five years. The research was presented at the UK National Cancer Research Institute cancer conference in Glasgow. BLOOMBERG



A blood test for early breast cancer detection would be cost effective, which would be of value in low and middle income countries. About 2.1 million women are diagnosed with breast cancer annually, says WHO. It killed 6,27,000 women last year

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