No insurance payout for man’s death due to rash driving, rules SC
New Delhi : 03.07.2025
Supreme Court on Wednesday said insurance companies are not bound to pay compensation to the kin of drivers who die due to their own mistake during daredevil stunts or on account of rash and negligent driving, in an extreme message to speed addicts and those who seek to hog eyeballs by performing stunts, reports Dhananjay Mahapatr a. A partial working day bench of Justices P S Narasimha and R Mahadevan refused to give relief to the wife, son and parents of a man who died while driving a car at high speed in a rash and negligent act which tragically ended with the vehicle toppling over.
Dismissing the claim petition of his kin, who demanded Rs 80 lakh as compensation from United India Insurance Company, the bench said that family members cannot demand an insurance payout when death is caused due to a mistake on part of the deceased without involvement of any extraneous factors.
On June 18, 2014, one N S Ravisha was driving a Fiat Linea from Mallasandra village to Arasikere town, with his father, sister and her children as co-passengers. He drove rashly and at a high sped and broke traffic rules before losing control of the vehicle near Mylanahalli gate, Arasikere. The car toppled over and rolled on the road. The SC upheld decision of Karnata- ka HC on Nov 23 last year rejecting their claim for compensatio
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