T.N.’s assured pension scheme comes into effect from Jan. 1

T.N.’s assured pension scheme comes into effect from Jan. 1

The Hindu Bureau  11.01.2026

CHENNAI

The Tamil Nadu Assured Pension Scheme (TAPS) for State government employees, announced recently by Chief Minister M.K. Stalin, has come into effect from January 1.

A Government Order (G.O.) to this effect was issued by the Finance Department on Friday and circulated on Saturday. According to the G.O., the TAPS will be mandatory for all eligible employees who enter service from January 1, 2026. All eligible employees governed by the Contributory Pension Scheme (CPS) and retiring on or after January 1, 2026, will come under the TAPS.

Opting for CPS

Employees who were in service before January 1, 2026, and were covered by the CPS, will be given an option at the time of retirement to choose between the benefits under TAPS or those equivalent to what they would have received under the CPS. Employees covered under the TAPS, including those who initially joined service under the CPS but were subsequently covered by the TAPS and opt for TAPS benefits at the time of retirement, will be entitled to a minimum pension. They will also be permitted to commute a portion of their pension.