Monday, August 6, 2018

With QR code, encumbrance certificate a click away

Yogesh.Kabirdoss@timesgroup.com

Chennai:06.08.2018

People requiring encumbrance certificates will in future not have to make the trip to a sub-registrar’s office. The property certificate will soon feature a QR code that will make it available at the click of a button.

The manual seal and signature of the sub-registrar authorising the encumbrance certificate would be replaced by the QR code containing the name of the sub registrar office, registration officer, date and time, which can be read through electronic devices.

After the facility is launched, Encumbrance Certificate would be issued within minutes through online in contrast to the manual process that consumes about a week’s time.

Registration department sources said that introduction of the online facility needs an amendment to the rules of the Registration Act, 1908.

“The existing rules mandate the signature and seal of the sub registrar, wherein general public should file an application for the purpose. An amendment is being made to this rule to allow usage of QR code instead of signature and seal in the encumbrance certificate,” a top registration official said.

The government order facilitating changes to the rules of the Act is in the advanced stage and excepted in a couple of weeks, sources added.

“We are likely to launch the facility by the first week of September, after executing a test run of the QR enabled Encumbrance certificate,” the official added.

Though encumbrance details are available online, the authorised copies of encumbrance certificates can be obtained only from the sub registrar offices.

Sources said that the encumbrance certificates is demanded by those purchasing a new property and land mortgaging.

An encumbrance certificate contains all the registered transactions of a particular property for the period required by the applicant. It provides all the information pertaining to the previous transactions relating to the property, which will help an applicant to know the current owner of the property. “Generally, people get the encumbrance details for the past 30 years, ahead of investing in a property. It takes a week for issuing the encumbrance certificate for a plot,” another registration official added.

A fee of ₹. 30 for the first year and ₹10 for every subsequent year, besides computer fee of Rs. 100 is collected from those applying for signed Encumbrance Certificates.

As per government data for the financial year 2017-2018, about 30.78 lakh encumbrance certificates were issued, generating revenue to the tune of ₹141.80 crore. Official sources said, the QR Code would also continue to be a paid service.

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