Thursday, May 24, 2018

HDFC Bank to provide instant loans against MFs

Mumbai:

In a move that will enable its customers with mutual fund investments get instant credit, HDFC Bank has tied up with CAMS (Computer Age Management Services) a registrar and transfer agent to provide automated loan against units.

Announcing the new scheme, Arvind Kapil, head of unsecured loans and home loans at HDFC Bank said that he expected rapid growth as the bank has automated automate the loan process which could be availed by accountholders through desktop or mobile banking. The bank is currently distributing Rs 1,000 crore of personal loans over digital platform.

“We account for half of the personal loans in the industry and 25-30% of our personal loans are digitally sourced,” said Kapil. He added that the bank already had a ₹10,000 crore portfolio of loans against securities and half of it was disbursed digitally. TNN

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